1645 Ruth Pl, Springfield, IL 62704 Property Records

Sangamon County property record for 1645 Ruth Pl, Springfield, IL 62704 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.39 acres (16,988 sqft)
OwnerIndividual Name on File
Last Sale$339,900 (Jun 2021)
Tax Bill$11,066 (2025)
Deeds & MortgagesJul 2026 Sale
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN22-05.0-126-035

Property Details

APN / Parcel Number

Primary APN22-05.0-126-035
Alternative APN
  • 22050126035 (CHECK DIGIT = 5)

Exterior

Lot Area16,988 sqft (0.39 acres)

Location & Zoning

Account Number22050126035
Street Address1645 RUTH PL
CitySPRINGFIELD
StateIL
Zip62704-3361
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOTS 8,9,10, & 11 OAK KNOLLS & SM PARCELS LYING WEST OF & ADJ TO SUBDIVISION 5-15-5
Legal Range05
Legal Township15
Legal Section05
Legal Lot Number8-11
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group1
Census Block1001
Census Tract2100

Owner

Source: Sangamon County records · APN 22-05.0-126-035

Assessment roll updated June 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1645 RUTH PL, SPRINGFIELD, IL 62704-3361
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2026Warranty Deed, Transfer
ALLIED CAPITAL TITLE
Jun 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK
Jun 25, 2021Deed, Transfer
ZELLE TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 25, 2021 · Amount on Record
Deed SaleJun 25, 2021 · Amount on Record
Deed Document Number202117380
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateJul 16, 2026
Property Address1645 RUTH PL, SPRINGFIELD, IL 62704-3361
Document Number0000012977
Instrument DateJul 10, 2026
Instrument202612977
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyALLIED CAPITAL TITLE

Transaction

AmountAmount Recorded
Tax$96,202.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1645 RUTH PL, SPRINGFIELD, IL 62704-3361

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address1645 RUTH PL, SPRINGFIELD, IL 62704-3361
Transaction TypeMortgage
Record UpdatedJul 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R17381
DateJun 24, 2021
Instrument2021R17381
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051
Interest
Rate TypeFixed Rate

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionSANGAMON IL
Recording DateJun 25, 2021
Property Address1645 RUTH PL, SPRINGFIELD, IL 62704-3361
Document Number2021R17380
Map ReferencePB 9 PG 50
Instrument DateJun 17, 2021
Instrument2021R17380
Transaction TypeTransfer
Record UpdatedJul 28, 2021
Title CompanyZELLE TITLE

Transaction

AmountAmount Recorded
Tax$510.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17649 N COUNTY FARM LN, 17649, MOUNT VERNON, IL 62864-8560

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1645 RUTH PL, SPRINGFIELD, IL 62704-3361

Tax Assessment & Valuation

Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$11,066.00 (+3.68%) Homeowner's exemption$142,682 (+7.22%) Land $28,799 Building $113,883$428,046 (+7.22%) Land $86,397 Building $341,649
2024$10,673.00 (+8.97%)$133,074 (+15.41%) Land $26,860 Building $106,214$399,222 (+15.41%) Land $80,580 Building $318,642
2022$9,794.00 Homeowner's exemption$115,302 Land $23,273 Building $92,029$345,906 Land $69,819 Building $276,087

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sangamon County (17167C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171670021001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims15 (1981–2019)
Claims Outside the SFHA2 of 15
Most Recent ClaimJun 2019, river or lake flooding
Claims By Storm
  • Severe Storms And Flooding, May 1996 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 204 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WH i3B Bidco LLC/WH i3B TopcoFiber8,000 / 8,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
JAB WirelessFixed Wireless (licensed-by-rule)500 / 100
AT&TDSL100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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