1655 Joseph Ln, Ceres, CA 95307 Property Records

Stanislaus County property record for 1655 Joseph Ln, Ceres, CA 95307

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,129 sqft · built 1986
Lot Size0.149 acres (6,470 sqft)
Owner2 Individual Names on File
Last Sale$390,000 (Oct 2023)
Tax Bill$4,574 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN040-091-046-000

Property Details

APN / Parcel Number

Primary APN040-091-046-000
Alternative APNs
  • 0409146000
  • 0409146

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,129 sqft Living Area
1st Floor Area1,129 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeWood
Lot Area6,470 sqft (0.149 acres)
Lot Width89 ft Width
View / LotCorner
Parking Spaces2 Parking Spaces
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1655 JOSEPH LN
CityCERES
StateCA
Zip95307-2122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROSEWOOD LOT 102 BLOCK 7132
Legal SubdivisionROSEWOOD
Legal Block1
Legal Lot Number101
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group1
Census Block1003
Census Tract2605

Owner

Source: Stanislaus County assessment roll, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1655 JOSEPH LN, CERES, CA 95307-2122
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 11, 2023 · Amount on Record
Deed SaleOct 11, 2023 · Amount on Record
Deed Document Number202348375
Prior Transfer DateAug 18, 2023
Prior Transfer Doc0000039884
Record UpdatedSep 20, 2026

October 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateOct 11, 2023
Property Address1655 JOSEPH LN, CERES, CA 95307-2122
Document Number0000048375
Map ReferenceMB 30 PG 35
Instrument DateSep 21, 2023
Instrument2023-0048375
Transaction TypeTransfer
Record UpdatedOct 24, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1655 JOSEPH LN, CERES, CA 95307-2122

Mortgage

Document Number0000048376
DateOct 11, 2023
Instrument2023-0048376
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 8, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityCeres City
Unified School DistrictCeres Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,574.00 (+144.86%) Homeowner's exemption$397,800 (+127.25%) Land $204,000 Building $193,800
2023$1,868.00 (+0.92%) Homeowner's exemption$175,048 Land $67,976 Building $107,072
2022$1,851.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CERES
serves 54,513 people · EPA ID CA5010028
Water SourcePurchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

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