1643 Joseph Ln, Ceres, CA 95307 Property Records

Stanislaus County property record for 1643 Joseph Ln, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,635 sqft · built 1979
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Dec 2025)
Tax Bill	$4,954 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jan 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`040-091-042-000`

Property Details

APN / Parcel Number

Primary APN	`040-091-042-000`
Alternative APNs	`0409142000` `0409142`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,635 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood Siding
Construction Type	Wood
Lot Area	3,920 sqft (0.09 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1643 JOSEPH LN
City	CERES
State	CA
Zip	95307-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ROSEWOOD
Legal Block	1
Legal Lot Number	11
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1003
Census Tract	2605

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1643 JOSEPH LN, CERES, CA 95307-2122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Grant Deed, Transfer · Conventional Mortgage FLEXPOINT INC
Jan 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2025 · Amount on Record
Deed Sale	Dec 10, 2025 · Amount on Record
Deed Document Number	202560949
Prior Transfer Date	Dec 18, 2019
Prior Transfer Doc	0000005970
Record Updated	Oct 29, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Dec 10, 2025
Property Address	1643 JOSEPH LN, CERES, CA 95307-2122
Document Number	0000060949
Map Reference	VOL 27 PG 78
Instrument Date	Dec 5, 2025
Instrument	2025-0060949
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1643 JOSEPH LN, CERES, CA 95307-2122

Mortgage

Document Number	0000060950
Date	Dec 10, 2025
Instrument	2025-0060950

Lender

Name	FLEXPOINT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jan 29, 2020
Property Address	1643 JOSEPH LN, CERES, CA 95307-2122
Document Number	0000005970
Instrument Date	Dec 18, 2019
Instrument	5970
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	125 SHERIDAN WAY WOODSIDE CA 940622345, WOODSIDE, CA 94062-2345

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,954.00 (+156.68%)	$432,000 (+162.33%) Land $200,000 Building $232,000
2025	$1,930.00 (+9.66%)	$164,678 (+4.04%) Land $60,669 Building $104,009
2023	$1,760.00 (+0.8%)	$158,285 Land $58,314 Building $99,971
2022	$1,746.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CERES serves 54,513 people · EPA ID CA5010028
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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