1654 Joseph Ln, Ceres, CA 95307 Property Records

Stanislaus County property record for 1654 Joseph Ln, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,486 sqft · built 1985
Lot Size	0.149 acres (6,506 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jun 2019)
Tax Bill	$3,575 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-091-047-000`

Property Details

APN / Parcel Number

Primary APN	`040-091-047-000`
Alternative APN	`0409147`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,486 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Construction Type	Wood
Lot Area	6,506 sqft (0.149 acres)
Parking Spaces	2 Parking Spaces
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0409147
Street Address	1654 JOSEPH LN
City	CERES
State	CA
Zip	95307-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7534 LOT 103
Legal Subdivision	7534
Legal Lot Number	103
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1002
Census Tract	2605

Owner

Source: Stanislaus County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1654 JOSEPH LN, CERES, CA 95307-2123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jun 5, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jun 5, 2019	Grant Deed, Transfer · Conventional Mortgage ALAMEDA MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Prior Sale	Jun 5, 2019 · Amount on Record
Deed Document Number	0000035660
Last Transfer Date	Oct 6, 2020
Transfer Doc	0000077157
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1654 JOSEPH LN, CERES, CA 95307-2123
Transaction Type	Mortgage
Record Updated	Feb 14, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 JOSEPH LN, CERES, CA 95307-2123

Mortgage

Document Number	0000008308
Date	Feb 2, 2022
Instrument	2022-0008308

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Oct 6, 2020
Property Address	1654 JOSEPH LN, CERES, CA 95307-2123
Document Number	0000077157
Map Reference	DOC 36206
Instrument Date	Sep 25, 2020
Instrument	2020-0077157
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1654 JOSEPH LN, CERES, CA 95307-2123

Mortgage

Document Number	0000077158
Date	Oct 6, 2020
Instrument	2020-0077158

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 5, 2019
Property Address	1654 JOSEPH LN, CERES, CA 95307-2123
Document Number	0000035659
Instrument Date	Apr 29, 2019
Instrument	35659
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3584 VALLEY OAK DR CERES CA 953077106, CERES, CA 95307-7106

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 5, 2019
Property Address	1654 JOSEPH LN, CERES, CA 95307-2123
Document Number	0000035660
Map Reference	MB 30 PG 35
Instrument Date	Apr 29, 2019
Instrument	2019-0035660
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1654 JOSEPH LN, CERES, CA 95307-2123
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035661
Date	Jun 5, 2019
Instrument	2019-0035661

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,575.00 (+9.76%) Homeowner's exemption	$312,342 (+4.04%) Land $111,550 Building $200,792
2023	$3,257.00 (+0.9%) Homeowner's exemption	$300,215 Land $107,219 Building $192,996
2022	$3,228.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CERES serves 54,513 people · EPA ID CA5010028
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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