1640 Charles Ave, Algonquin, IL 60102 Property Records

Kane County property record for 1640 Charles Ave, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,708 sqft · built 1985
Lot Size	0.212 acres (9,214 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Aug 2017)
Tax Bill	$7,065 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage Jul 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-03-235-005`

Property Details

APN / Parcel Number

Primary APN	`03-03-235-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,708 sqft Living Area
Gross Area	2,128 sqft
1st Floor Area	1,001 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Lot Area	9,214 sqft (0.212 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Well

Location & Zoning

Street Address	1640 CHARLES AVE
City	ALGONQUIN
State	IL
Zip	60102-3776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERWOOD ESTATES UNIT 4 - LOT 204
Legal Subdivision	RIVERWOOD ESTATES
Legal Block	1
Legal Lot Number	204
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	1
Census Block	1015
Census Tract	850106

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1640 CHARLES AVE, ALGONQUIN, IL 60102-3776
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jul 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2017 · Amount on Record
Deed Sale	Aug 9, 2017 · Amount on Record
Prior Sale	Oct 8, 2014 · Amount on Record
Deed Document Number	201741309
Prior Transfer Date	Jun 28, 2017
Prior Transfer Doc	0000034264
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 9, 2017
Property Address	1640 CHARLES AVE, ALGONQUIN, IL 60102-3776
Document Number	0000041309
Instrument Date	Jul 25, 2017
Instrument	2017K041309
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1640 CHARLES AVE, 1640, ALGONQUIN, MS 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1640 CHARLES AVE, ALGONQUIN, IL 60102-3776

Mortgage

Document Number	0000041310
Date	Aug 9, 2017
Instrument	2017K041310

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jul 3, 2017
Property Address	1640 CHARLES AVE, ALGONQUIN, IL 60102-3776
Document Number	0000034264
Instrument Date	Jun 28, 2017
Instrument	34264
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1640 CHARLES AVE ALGONQUIN IL 601023776, ALGONQUIN, IL 60102-3776

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,065.00 (+12.37%) Homeowner's exemption	$102,440 (+9.42%) Land $27,320 Building $75,120	$307,443 (+9.42%) Land $81,993 Building $225,450
2024		$93,621 (+18.84%) Land $24,968 Building $68,653	$280,975 (+18.89%) Land $74,934 Building $206,041
2022	$6,287.00 (+3.2%) Homeowner's exemption	$78,776 (+5.91%) Land $22,465 Building $56,311	$236,328 (+5.91%) Land $67,395 Building $168,933
2021	$6,092.00 Homeowner's exemption	$74,380 Land $21,211 Building $53,169	$223,140 Land $63,633 Building $159,507

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	18 (1979–2017)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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