Osceola County property record for 1654 Grouper St, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 836 sqft · built 1945 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,000 (May 2023) |
| Tax Bill | $2,592 (2025) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 95435 |
| Primary APN | 95435 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 836 sqft Heated Area |
| Gross Area | 956 sqft |
| 1st Floor Area | 836 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1945 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 80 ft deep x 80 ft wide |
| Cooling System | Central |
|---|
| Account Number | 95435 |
|---|---|
| Street Address | 1654 GROUPER ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORMH |
| Legal Description | PINE GROVE REPLAT 1 PB 01 PG 267 N 80 FT OF S 200 FT OF E 80 FT LOT 8 OR LOT 516 & 517 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 02 |
| Legal Subdivision | PINE GROVE PK REPL 1 |
| Legal Tract | 4730 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 43801 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1650 GROUPER ST, SAINT CLOUD, FL 34771-9734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2023 · Amount on Record |
| Deed Sale | May 17, 2023 · Amount on Record |
| Prior Sale | Apr 4, 2016 · Amount on Record |
| Deed Document Number | 2023062842 |
| Deed Book / Page | 6408 / 1119 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1654 GROUPER ST, SAINT CLOUD, FL 34771-9734 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 755 CHIEG KLAMATH, SAINT CLOUD, FL 34772-7715 |
| Document Number | 0064081121 |
|---|---|
| Date | May 17, 2023 |
| Book Page | 6408/1121 |
| Instrument | 2023062843 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,592.00 (+27.56%) | $132,800 (-0.67%) Land $40,000 Building $92,800 | $132,800 (-0.67%) Land $40,000 Building $92,800 |
| 2023 | $2,032.00 (+26.68%) | $133,700 (+75.23%) Land $40,000 Building $93,700 | $133,700 (+75.23%) Land $40,000 Building $93,700 |
| 2022 | $1,604.00 | $76,300 Land $17,200 Building $59,100 | $76,300 Land $17,200 Building $59,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 192 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 6 (2002–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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