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1644 Grouper St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1644 Grouper St, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeMobile Home
Details2 bd · 1 ba · 576 sqft · built 1978
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$63,000 (Feb 2020)
Tax Bill$1,788 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN95534

Property Details

APN / Parcel Number

Primary APN95534
Alternative APN
  • 022631475000015130

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area576 sqft Heated Area
Gross Area900 sqft
1st Floor Area576 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1978
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum Siding
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions80 ft deep x 80 ft wide

Exterior Amenities

PorchPorch
Porch Area324 sqft
Shed1 Shed
Shed Area81 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number95534
Street Address1644 GROUPER ST
CitySAINT CLOUD
StateFL
Zip34771-9734
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionPINE GROVE REP 3 PB 01 PG 328 LOTS 513 & 514
Legal Range31E
Legal Township26S
Legal Section02
Legal SubdivisionPINE GROVE PK REPL 3
Legal Tract4750
Legal Block1
Legal Lot Number513-514 514
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group1
Census Block1022
Census Tract43801

Owner

Source: Osceola County records · APN 95534

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6410 WOODS ST, SAINT CLOUD, FL 34771-9771
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 18, 2020 · Amount on Record
Deed SaleFeb 18, 2020 · Amount on Record
Deed Document Number2020024238
Deed Book / Page5676 / 1278
Record UpdatedJun 08, 2026

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateFeb 18, 2020
Property Address1644 GROUPER ST, SAINT CLOUD, FL 34771-9734
Document Number0056761278
Book / Page005676 / 001278
Instrument DateFeb 13, 2020
Instrument24238
Transaction TypeTransfer
Record UpdatedMar 23, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$441.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6410 WOODS ST ST CLOUD FL 347719771, ST CLOUD, FL 34771-9771

Mortgage

Document Number56761279
DateFeb 18, 2020
Book Page005676/001279
Instrument24239
Lender
NameFRED W SR HAWKINS
AddressPO BOX 420625, KISSIMMEE, FL 34742-0625
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term120 Months
DueFeb 17, 2030
Interest
Rate6%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,788.00 (+8.23%)$85,100 (-8.79%) Land $40,000 Building $45,100$85,100 (-8.79%) Land $40,000 Building $45,100
2023$1,652.00 (+24.87%)$93,300 (+81.87%) Land $40,000 Building $53,300$93,300 (+81.87%) Land $40,000 Building $53,300
2022$1,323.00$51,300 Land $18,400 Building $32,900$51,300 Land $18,400 Building $32,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation66.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 192 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies192 in force
Nearby Flood Claims6 (2002–2023)
Most Recent ClaimNov 2023, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 64% of the US · above 39% of Florida
Wildfire LikelihoodAbout 1 in 368 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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