1645 Grouper St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1645 Grouper St, Saint Cloud, FL 34771

Property Summary

Property Type	Mobile Home
Details	4 bd · 3 ba · 1,232 sqft · built 1972
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jul 2022)
Tax Bill	$2,271 (2025)
Deeds & Mortgages	Jul 2022 Sale May 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`95536`

Property Details

APN / Parcel Number

Primary APN	`95536`
Alternative APN	`022631475000015370`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,232 sqft Heated Area
Gross Area	1,846 sqft
1st Floor Area	672 sqft
Flooring	Tile
Interior Walls	Paneling

Exterior

Year Built	Built 1972
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	36,155 sqft (0.83 acres)
Lot Dimensions	164 ft deep x 220 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	800 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	95536
Street Address	1645 GROUPER ST
City	SAINT CLOUD
State	FL
Zip	34771-9768
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	ORMH
Legal Description	PINE GROVE PARK REPLAT NO 3 PB 1 PG 328 LOTS 537 THRU 542 AND LOTS 579 THRU 583
Legal Range	31E
Legal Township	26S
Legal Section	02
Legal Subdivision	PINE GROVE PK REPL 3
Legal Tract	4750
Legal Block	1
Legal Lot Number	537 538
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1020
Census Tract	43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1645 GROUPER ST, SAINT CLOUD, FL 34771-9768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Warranty Deed, Transfer SMART INTERNATIONAL TITLE LLC, SMART INTERNATIONAL TTL LLC
May 13, 2020	Warranty Deed, Transfer PARAGON TITLE GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Prior Sale	May 13, 2020 · Amount on Record
Deed Document Number	2022107368
Deed Book / Page	6249 / 1806
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 12, 2022
Property Address	1645 GROUPER ST, SAINT CLOUD, FL 34771-9768
Document Number	0062491806
Book / Page	6249 / 1806
Map Reference	MB 1 PG 328
Instrument Date	Jul 8, 2022
Instrument	2022107368
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	SMART INTERNATIONAL TITLE LLC, SMART INTERNATIONAL TTL LLC

Transaction

Amount	Amount Recorded
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1645 GROUPER ST, 1645, SAINT CLOUD, FL 34771-9768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2100 PLEASANT HILL RD, KISSIMMEE, FL 34746-3768

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 13, 2020
Property Address	1645 GROUPER ST, SAINT CLOUD, FL 34771-9768
Document Number	0057211669
Book / Page	005721 / 001669
Instrument Date	May 4, 2020
Instrument	63524
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	PARAGON TITLE GROUP INC

Transaction

Amount	Amount Recorded
Tax	$735.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1645 GROUPER ST ST CLOUD FL 347719768, ST CLOUD, FL 34771-9768

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,271.00 (-23.82%) Homeowner's exemption	$137,500 (-10.25%) Land $53,600 Building $83,900	$137,500 (-10.25%) Land $53,600 Building $83,900
2023	$2,981.00 (+41.41%)	$153,200 (+56.65%) Land $53,600 Building $99,600	$153,200 (+56.65%) Land $53,600 Building $99,600
2022	$2,108.00	$97,800 Land $50,600 Building $47,200	$97,800 Land $50,600 Building $47,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	66.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 192 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	6 (2002–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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