Prince William County property record for 16539 Reservoir Loop, Dumfries, VA 22026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,190 sqft · built 2005 |
| Lot Size | 0.117 acres (5,140 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $428,000 (Feb 2021) |
| Tax Bill | $5,169 (2023) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jun 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8290-21-4045 |
| Primary APN | 8290-21-4045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,190 sqft Living Area |
| Gross Area | 3,398 sqft |
| 1st Floor Area | 1,202 sqft |
| Basement Area | 988 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 5,140 sqft (0.117 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 35 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 238963 |
|---|---|
| Street Address | 16539 RESERVOIR LOOP |
| City | DUMFRIES |
| State | VA |
| Zip | 22026-6851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED MIXED RES |
| Legal Description | SPYGLASS HILL SEC 4 L-05 |
| Legal Subdivision | SPYGLASS HILL |
| Legal Block | 21 |
| Legal Lot Number | 5 |
| Jurisdiction | PRINCE WILLIAM VA |
| Township / Civil Division | POTOMAC |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 901016 |
Source: Prince William County records, as of July 31, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16539 RESERVOIR LOOP, DUMFRIES, VA 22026-6851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2023 | Deed of Trust, Mortgage · Line of Credit ARLINGTON COMMUNITY FCU |
| Jun 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST FCU |
| Mar 7, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Feb 3, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE SERVICE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2021 · Amount on Record |
| Deed Sale | Feb 3, 2021 · Amount on Record |
| Prior Sale | Nov 2, 2007 · Amount on Record |
| Deed Document Number | 202102030013764 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PRINCE WILLIAM VA |
| Property Address | 16539 RESERVOIR LOOP, DUMFRIES, VA 22026-6851 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000062359 |
|---|---|
| Date | Dec 6, 2023 |
| Instrument | 202312060062359 |
| Name | ARLINGTON COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | ARLINGTON, VA 22204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PRINCE WILLIAM VA |
| Property Address | 16539 RESERVOIR LOOP, DUMFRIES, VA 22026-6851 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000030167 |
|---|---|
| Date | Jun 15, 2023 |
| Instrument | 202306150030167 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Address | HERNDON, VA 20170 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PRINCE WILLIAM VA |
| Property Address | 16539 RESERVOIR LOOP, DUMFRIES, VA 22026-6851 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2023 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|
| Document Number | 0000010294 |
|---|---|
| Date | Mar 7, 2023 |
| Instrument | 202303070010294 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PRINCE WILLIAM VA |
| Recording Date | Feb 3, 2021 |
| Property Address | 16539 RESERVOIR LOOP, DUMFRIES, VA 22026-6851 |
| Document Number | 0000013764 |
| Map Reference | DOC 200410150175899 |
| Instrument Date | Feb 2, 2021 |
| Instrument | 202102030013764 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | REPUBLIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $428.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 16539 RESERVOIR LOOP, DUMFRIES, VA 22026-6851 |
| Document Number | 0000013765 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 202102030013765 |
| Name | FREEDOM MORTGAGE SERVICE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Prince William County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Prince William County |
| Unified School District | Prince William County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,169.00 | $496,800 Land $175,000 Building $321,800 | $496,800 Land $175,000 Building $321,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2011–2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PWCSA - EAST serves 168,747 people · EPA ID VA6153600 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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