Mecklenburg County property record for 16536 Pender Pointe Pl, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,981 sqft · built 2018 |
| Lot Size | 0.719 acres (31,342 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,325,000 (Jul 2017) |
| Tax Bill | $27,044 (2023) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-312-09 |
| Primary APN | 001-312-09 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,981 sqft Heated Area |
| Gross Area | 3,226 sqft |
| 1st Floor Area | 1,568 sqft |
| Upper Floors Area | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 31,342 sqft (0.719 acres) |
| Garage Area | 672 sqft |
| Porch | Porch |
| Porch Area | 320 sqft |
| Deck Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 001-312-09 |
|---|---|
| Street Address | 16536 PENDER POINTE PL |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-8868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L5&6 P4 U/M |
| Legal Subdivision | ROSAETTA C PENDER PROP |
| Legal Lot Number | 5,6 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 6219 |
16536 Pender Pointe Pl is owned and occupied by an individual who acquired it in December 2019.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 16536 PENDER POINTE PL, CORNELIUS, NC 28031-8868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Mar 22, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Dec 27, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage TRUIST BANK |
| Jul 12, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2017 · Amount on File |
| Deed Sale | Jul 12, 2017 · Amount on File |
| Prior Sale | Jul 12, 2017 · Amount on File |
| Deed Document Number | 0000093003 |
| Deed Book / Page | 031956 / 000952 |
| Last Transfer Date | Dec 27, 2019 |
| Transfer Doc | 0000177301 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 16536 PENDER POINTE PL, CORNELIUS, NC 28031-8868 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000143796 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 36339/330 |
| Instrument | 2021143796 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.25% |
| Index | Other |
| Max Rate | 7.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 16536 PENDER POINTE PL, CORNELIUS, NC 28031-8868 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 16536 PENDER POINTE PL, CORNELIUS, NC 28031-8868 |
| Document Number | 0000044341 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | 37176/276 |
| Instrument | 2022044341 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 27, 2019 |
| Property Address | 16536 PENDER POINTE PL, CORNELIUS, NC 28031-8868 |
| Document Number | 0000177301 |
| Book / Page | 34160 / 882 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 2019177301 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16536 PENDER POINTE PL, CORNELIUS, NC 28031-8868 |
| Document Number | 0000177302 |
|---|---|
| Date | Dec 27, 2019 |
| Instrument | 2019177302 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.86% |
| Type Change Date | Jan 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.86% |
| Index | 1-Year LIBOR |
| Max Rate | 7.86% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 12, 2017 |
| Property Address | 16536 PENDER POINTE PL, CORNELIUS, NC 28031-8868 |
| Document Number | 0000093003 |
| Book / Page | 031956 / 000952 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 93003 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,650.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16536 PENDER POINTE PL CORNELIUS NC 280318868, CORNELIUS, NC 28031-8868 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 16536 Pender Pointe Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16536 Pender Pointe Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
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