Mecklenburg County property record for 16533 Pender Pointe Pl, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,379 sqft · built 1989 |
| Lot Size | 0.635 acres (27,661 sqft) |
| Owner | Trust Name on File |
| Last Sale | $602,000 (Jun 2001) |
| Tax Bill | $11,899 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-312-04X |
| Primary APN | 001-312-04X |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,379 sqft Living Area |
| 1st Floor Area | 2,988 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Lot Area | 27,661 sqft (0.635 acres) |
| View / Lot | Waterfront |
| Garage Area | 480 sqft |
| Deck Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 16533 PENDER POINTE PL |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-8868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | M56-15 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 6219 |
16533 Pender Pointe Pl is owner-occupied and held in a trust since October 2007.
Source: Mecklenburg County records, as of August 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 16533 PENDER POINTE PL, CORNELIUS, NC 28031-8868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jan 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2001 · Amount on File |
| Deed Sale | Jun 27, 2001 · Amount on File |
| Prior Sale | Jun 9, 1998 · Amount on File |
| Deed Document Number | 2001104174 |
| Deed Book / Page | 12380 / 218 |
| Last Transfer Date | Oct 12, 2007 |
| Transfer Doc | 0000217161 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 31, 2026 |
| Property Address | 16533 PENDER POINTE PL, CORNELIUS, NC 28031-8868 |
| Document Number | 0000082293 |
| Book / Page | 40615 / 654 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202682293 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Document Number | 0000082293, |
|---|---|
| Date | Jul 31, 2026 |
| Book Page | 40615/654 |
| Instrument | 202682293 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 17, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 16533 PENDER POINTE PL, CORNELIUS, NC 28031-8868 |
| Document Number | 0000016124 |
| Instrument Date | Jan 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 16533 PENDER POINTE PL CORNELIUS NC 280318868, CORNELIUS, NC 28031-8868 |
| Document Number | 0000016124 |
|---|---|
| Date | Feb 7, 2017 |
| Book Page | 031550/000619 |
| Instrument | 16124 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 6, 2047 |
The 2025 property tax bill for 16533 Pender Pointe Pl was $11,899.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,899.00 | $1,824,100 Land $1,417,500 Building $406,600 | $1,824,100 Land $1,417,500 Building $406,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16533 Pender Pointe Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16533 Pender Pointe Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
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