16531 Schwartz Rd, Cobb, CA 95426 Property Records

Lake County property record for 16531 Schwartz Rd, Cobb, CA 95426

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,113 sqft · built 1961
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$310,000 (Apr 2022)
Tax Bill	$3,997 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`050-531-060-000`

Property Details

APN / Parcel Number

Primary APN	`050-531-060-000`
Alternative APN	`050-531-06`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,113 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Concrete
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Old Parcel Number	050-531-06
Street Address	16531 SCHWARTZ RD
City	COBB
State	CA
Zip	95426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	COBB VALLEY 01
Legal Block	1
Legal Lot Number	6
Jurisdiction	LAKE CA
Township / Civil Division	COBB
Census Block Group	1
Census Block	1023
Census Tract	1102

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10336 LOCH LOMOND RD, 203L, MIDDLETOWN, CA 95461-9753
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU
Dec 31, 2025	Deed of Trust, Mortgage · Commercial Mortgage KIMBERLY SANDRA STRYKER
Apr 29, 2022	Grant Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage SF FIRE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Apr 30, 2012 · Amount on Record
Deed Document Number	20226107
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	16531 SCHWARTZ RD, COBB, CA 95426
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12645 BLACK OAK RD, MIDDLETOWN, CA 95461-9783

Mortgage

Document Number	0000013080
Date	Dec 19, 2025
Instrument	2025013080

Lender

Name	USALLIANCE FCU
Type	Credit Union
Address	RYE, NY 10580

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	16531 SCHWARTZ RD, COBB, CA 95426
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 GRAYSTONE TER, SAN FRANCISCO, CA 94114-2115

Mortgage

Document Number	0000013385
Date	Dec 31, 2025
Instrument	2025013385

Lender

Name	KIMBERLY SANDRA STRYKER
Type	Private Party
Address	12645 BLACK OAK RD, MIDDLETOWN, CA 95461

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Apr 29, 2022
Property Address	16531 SCHWARTZ RD, COBB, CA 95426
Document Number	0000006107
Map Reference	MB 6 PG 80
Instrument Date	Apr 25, 2022
Instrument	2022006107
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10336 LOCH LOMOND RD # 203, 203, LOCH LOMOND, CA 95461-9753

Mortgage

Document Number	0000006108
Date	Apr 29, 2022
Instrument	2022006108

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	16531 SCHWARTZ RD, COBB, CA 95426
Document Number	0000004490
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54 DARTMOUTH ST SAN FRANCISCO CA 941341110, SAN FRANCISCO, CA 94134-1110

Mortgage

Document Number	0000004490
Date	Apr 14, 2020
Instrument	4490

Lender

Name	SF FIRE CU
Address	SAN FRANCISCO, CA 94118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 13, 2035

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Middletown Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,997.00 (+1.81%)	$335,552 (+2%) Land $32,472 Building $303,080
2025	$3,926.00 (+3.13%)	$328,974 (+4.04%) Land $31,836 Building $297,138
2023	$3,807.00 (+112.68%)	$316,200 Land $30,600 Building $285,600
2022	$1,790.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 64% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COBB AREA COUNTY WATER DISTRICT serves 3,515 people · EPA ID CA1710012
Water Source	Groundwater
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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