16530 Schwartz Rd, Cobb, CA 95426 Property Records

Lake County property record for 16530 Schwartz Rd, Cobb, CA 95426

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,427 sqft · built 2010
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Aug 2017)
Tax Bill	$4,124 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2019 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`050-531-170-000`

Property Details

APN / Parcel Number

Primary APN	`050-531-170-000`
Alternative APN	`050-531-17`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,427 sqft Living Area
1st Floor Area	1,427 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Concrete
Lot Area	10,890 sqft (0.25 acres)
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Old Parcel Number	050-531-17
Street Address	16530 SCHWARTZ RD
City	COBB
State	CA
Zip	95426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	COBB VALLEY 01
Legal Block	1
Legal Lot Number	5
Jurisdiction	LAKE CA
Township / Civil Division	COBB
Census Block Group	1
Census Block	1017
Census Tract	1102

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 14, COBB, CA 95426-0014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVO HOME LOANS LLC
Jan 7, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage US BANK NA
Jan 7, 2019	Deed of Trust, Mortgage · ARM US BANK NA
Sep 5, 2017	Quit Claim Deed FIRST AMERICAN TITLE
Aug 30, 2017	Grant Deed, Transfer · FHA Mortgage CMG FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2017 · Amount on Record
Deed Sale	Aug 30, 2017 · Amount on Record
Prior Sale	Oct 27, 2011 · Amount on Record
Deed Document Number	201711546
Prior Transfer Date	Sep 22, 2015
Prior Transfer Doc	0000013943
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	16530 SCHWARTZ RD, COBB, CA 95426
Transaction Type	Mortgage
Record Updated	Feb 11, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16530 SCHWARTZ RD, COBB, CA 95426

Mortgage

Document Number	0000016749
Date	Oct 4, 2021
Instrument	2021016749

Lender

Name	EVO HOME LOANS LLC
Type	Non-Lending Institution
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	16530 SCHWARTZ RD, COBB, CA 95426
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000126
Date	Jan 7, 2019
Instrument	2019000126

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	16530 SCHWARTZ RD, COBB, CA 95426
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000125
Date	Jan 7, 2019
Instrument	2019000125

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	9.25%

September 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	LAKE CA
Recording Date	Sep 5, 2017
Property Address	16530 SCHWARTZ RD, COBB, CA 95426
Document Number	0000011828
Instrument Date	Aug 28, 2017
Instrument	11828
Record Updated	Oct 20, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1819 MONROVIA AVE #10 COSTA MESA CA 926274573, 10, COSTA MESA, CA 92627-4573

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Aug 30, 2017
Property Address	16530 SCHWARTZ RD, COBB, CA 95426
Document Number	0000011546
Map Reference	MAP6 PG80
Instrument Date	Aug 28, 2017
Instrument	2017011546
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1819 MONROVIA AVE APT 10, 10, COSTA MESA, CA 92627-4573
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011547
Date	Aug 30, 2017
Instrument	2017011547

Lender

Name	CMG FINANCIAL
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Middletown Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,124.00 (+1.85%) Homeowner's exemption	$353,971 (+2%) Land $37,134 Building $316,837
2025	$4,049.00 (+3.19%) Homeowner's exemption	$347,031 (+4.04%) Land $36,406 Building $310,625
2023	$3,924.00 (+0.93%) Homeowner's exemption	$333,558 Land $34,994 Building $298,564
2022	$3,888.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 64% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COBB AREA COUNTY WATER DISTRICT serves 3,515 people · EPA ID CA1710012
Water Source	Groundwater
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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