Lake County property record for 16520 Schwartz Rd, Cobb, CA 95426
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,072 sqft · built 1984 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,000 (Aug 2025) |
| Tax Bill | $3,591 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-531-220-000 |
| Primary APN | 050-531-220-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,072 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Concrete |
| Lot Area | 7,841 sqft (0.18 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Old Parcel Number | 050-531-22 |
|---|---|
| Street Address | 16520 SCHWARTZ RD |
| City | COBB |
| State | CA |
| Zip | 95426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | COBB 01 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | COBB |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1102 |
16520 Schwartz Rd is owned and occupied by two individuals who bought it in August 2025.
Source: Lake County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16520 SCHWARTZ RD, COBB, CA 95426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2025 · Amount on File |
| Deed Sale | Aug 29, 2025 · Amount on File |
| Prior Sale | Feb 12, 2016 · Amount on File |
| Deed Document Number | 20258879 |
| Prior Transfer Date | May 30, 2014 |
| Prior Transfer Doc | 0000007019 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 16520 Schwartz Rd was $3,591, up 47.2% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Middletown Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,591.00 (+47.23%) | $299,000 (+53.07%) Land $45,000 Building $254,000 |
| 2025 | $2,439.00 | $195,332 Land $37,890 Building $157,442 |
| 2023 | $2,363.00 (+1.11%) | $187,749 Land $36,420 Building $151,329 |
| 2022 | $2,337.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 16520 Schwartz Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16520 Schwartz Rd is high, ranking above 85% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 64% of California |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COBB AREA COUNTY WATER DISTRICT serves 3,515 people · EPA ID CA1710012 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
4G LTE (outdoors only), no 5G reported
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