Washington County property record for 1544 Ledger Rd, Chipley, FL 32428 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 2006 |
| Square Footage | 840 sqft Heated Area |
| Lot Size | 1,701,018 sqft (39 acres) |
| Garage | Carport |
| Occupancy | Owner Occupied |
| Last Sale | $139,000 (2020) |
| Tax Bill | $468.00 (2025) |
| Primary APN | 000009510000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 840 sqft Heated Area |
| Gross Area | 1,168 sqft Gross Area |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plywood Interior Structure |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Combination Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 1,701,018 sqft (39 acres) |
| Garage Type | Carport Garage |
| Carport | Carport |
| Porch | Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 000009510000 |
|---|---|
| Street Address | 1544 LEDGER RD |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-5104 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 33 3 13 39.05 ORB 1191 P 891 NW1/4 OF SW1/4, LESS ORB 1248 P 675. |
| Legal Range | 13W |
| Legal Township | 03N |
| Legal Section | 33 |
| Legal Block | 0951 |
| Legal Lot Number | 0000 |
| Jurisdiction | WASHINGTON FL |
| Minor Civil Division | VERNON |
| Census Blockgroup | 2 |
| Census Block | 2056 |
| Census Tract | 970303 |
Source: Washington County records · APN 000009510000
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1544 LEDGER RD, CHIPLEY, FL 32428-5104 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 01, 2024 | Deed of Trust, Mortgage · Veterans Administration Mortgage CENTRAL MORTGAGE FUNDING LLC |
| Nov 15, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage TOP FLITE FINANCIAL INC |
| Nov 30, 2020 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 30, 2020 · Amount on Record |
| Deed Sale | Nov 30, 2020 · Amount on Record |
| Deed Doc Number | 202067007991 |
| Deed Book / Page | 1191 / 891 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 1544 LEDGER RD, CHIPLEY, FL 32428-5104 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1544 LEDGER RD, CHIPLEY, FL 32428-5104 |
| Document Number | 0067000737 |
|---|---|
| Date | Feb 01, 2024 |
| Book Page | 1294/909 |
| Instrument | 202467000737 |
| Name | CENTRAL MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 1544 LEDGER RD, CHIPLEY, FL 32428-5104 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1544 LEDGER RD, CHIPLEY, FL 32428-5104 |
| Document Number | 0067009126 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 1257/872 |
| Instrument | 202267009126 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSTON, MI 48895 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Nov 30, 2020 |
| Property Address | 1544 LEDGER RD, CHIPLEY, FL 32428-5104 |
| Document Number | 0067007991 |
| Book / Page | 001191 / 000891 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 67007991 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $973.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1544 LEDGER RD CHIPLEY FL 324285104, CHIPLEY, FL 32428-5104 |
Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $468.00 (+6.36%) Homeowner's exemption | $72,879 (+2.8%) | $164,857 (+8.43%) |
| 2024 | $440.00 (+1.15%) Homeowner's exemption | $70,891 (+3.67%) | $152,041 (+6.97%) |
| 2023 | $435.00 (-64.72%) Homeowner's exemption | $68,382 (-47.47%) | $142,140 (+9.19%) |
| 2022 | $1,233.00 Homeowner's exemption | $130,176 Land $72,000 Building $58,176 | $130,176 Land $72,000 Building $58,176 |
1544 Ledger Rd is in FEMA Zone A, inside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Washington County (12133C), updated July 4, 2011
| FEMA Flood Zone | Zone A 1% annual chance, no base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 53rd percentile of exposed land nationally · 24th in Florida |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 885 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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