1650 Bermuda Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1650 Bermuda Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,416 sqft · built 2005
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,331 (Apr 2024)
Tax Bill	$2,739 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-1.0-12.0-0-005-013.45`

Property Details

APN / Parcel Number

Primary APN	`18-1.0-12.0-0-005-013.45`
Alternative APN	`1810120 00501345`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,416 sqft Living Area
Gross Area	2,836 sqft
1st Floor Area	1,416 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	60 sqft
Deck Area	Deck Area
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1650 BERMUDA DR
City	FESTUS
State	MO
Zip	63028-5624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	TANGLEWOOD ESTS 1 LOT 45
Legal Range	5E
Legal Township	40N
Legal Section	12
Legal Subdivision	TANGLEWOOD ESTS 1
Legal Block	4
Legal Lot Number	45
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	4
Census Block	4024
Census Tract	700900

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1650 BERMUDA DR, FESTUS, MO 63028-5624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLCS
Mar 21, 2023	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Nov 12, 2021	Beneficiary Deed, Transfer
Feb 13, 2019	Warranty Deed, Transfer COMMERCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2024 · Amount on Record
Deed Sale	Apr 26, 2024 · Amount on Record
Prior Sale	Feb 13, 2019 · Amount on Record
Deed Document Number	20249880
Prior Transfer Date	Oct 27, 2021
Prior Transfer Doc	0000049460
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 26, 2024
Property Address	1650 BERMUDA DR, FESTUS, MO 63028-5624
Document Number	0000009880
Map Reference	MB 206 PG 6-9
Instrument Date	Apr 25, 2024
Instrument	2024R-009880
Transaction Type	Transfer
Record Updated	May 13, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1650 BERMUDA DR, FESTUS, MO 63028-5624

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1650 BERMUDA DR, FESTUS, MO 63028-5624

Mortgage

Document Number	0000009881
Date	Apr 26, 2024
Instrument	2024R-009881

Lender

Name	ROCKET MORTGAGE LLCS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1650 BERMUDA DR, FESTUS, MO 63028-5624
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 BERMUDA DR, FESTUS, MO 63028-5624

Mortgage

Document Number	0000006732
Date	Mar 21, 2023
Instrument	2023R-006732

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 14, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 12, 2021
Property Address	1650 BERMUDA DR, FESTUS, MO 63028-5624
Document Number	0000049460
Map Reference	MB 206 PG 6-9
Instrument Date	Oct 27, 2021
Instrument	2021R-049460
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1650 BERMUDA DR, FESTUS, MO 63028-5624

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 13, 2019
Property Address	1650 BERMUDA DR, FESTUS, MO 63028-5624
Document Number	0000004171
Instrument Date	Feb 8, 2019
Instrument	4171
Transaction Type	Transfer
Record Updated	Mar 6, 2019
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 BERMUDA DR FESTUS MO 630285624, FESTUS, MO 63028-5624

Mortgage

Document Number	4172
Date	Feb 13, 2019
Instrument	4172

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 12, 2034

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,900 (-) Land $8,800 Building $41,100	$262,700 (-) Land $46,200 Building $216,500
2025	$2,739.00 (+13.32%)	$49,900 (+16.86%) Land $8,800 Building $41,100	$262,700 (-) Land $46,200 Building $216,500
2024	$2,417.00 (+0.5%)		$262,700 (+16.96%) Land $46,200 Building $216,500
2023	$2,405.00 (+8.43%)	$42,700 (+8.38%) Land $8,800 Building $33,900	$224,600 (+8.29%) Land $46,200 Building $178,400
2022	$2,218.00	$39,400 Land $8,800 Building $30,600
2021			$207,400 Land $46,200 Building $161,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Bermuda Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures