16524 Caravaggio Loop, Montverde, FL 34756 Property Records

Lake County property record for 16524 Caravaggio Loop, Montverde, FL 34756

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,211 sqft · built 2014
Lot Size	0.631 acres (27,505 sqft)
Owner	Trust Name on File
Last Sale	$460,000 (Dec 2017)
Tax Bill	$7,869 (2024)
Deeds & Mortgages	Nov 2025 Transfer Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`23-22-26-0010-000-00500`

Property Details

APN / Parcel Number

Primary APN	`23-22-26-0010-000-00500`
Alternative APN	`3859203`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,211 sqft Living Area
1st Floor Area	3,211 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Tile
Lot Area	27,505 sqft (0.631 acres)
Garage Type	Finished
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3859203
Street Address	16524 CARAVAGGIO LOOP
City	MONTVERDE
State	FL
Zip	34756-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLINA BAY PB 60 PG 34-38 LOT 5 ORB 5047 PG 295
Legal Range	26E
Legal Township	22S
Legal Section	23
Legal Subdivision	COLINA BAY
Legal Tract	A-G
Legal Lot Number	5
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1061
Census Tract	31301

Owner

16524 Caravaggio Loop is owner-occupied and held in a trust since November 2025.

Source: Lake County records, as of December 15, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	16524 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3703
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 29, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2017 · Amount on File
Deed Sale	Dec 29, 2017 · Amount on File
Prior Sale	Dec 29, 2017 · Amount on File
Deed Document Number	0050470295
Deed Book / Page	005047 / 000295
Last Transfer Date	Nov 19, 2025
Transfer Doc	0066350220
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Nov 19, 2025
Property Address	16524 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3703
Document Number	0066350220
Book / Page	6635 / 220
Map Reference	MB 60 PG 34
Instrument Date	Sep 30, 2025
Instrument	2025142520
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16524 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16524 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3703

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 29, 2017
Property Address	16524 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3703
Document Number	0050470295
Book / Page	005047 / 000295
Instrument Date	Dec 28, 2017
Instrument	138564
Transaction Type	Transfer
Record Updated	Jan 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1874 BROCKTON GLN NE ATLANTA GA 303292580, ATLANTA, GA 30329-2580

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$595,310 Land $267,300 Building $328,010	$792,202 Land $267,300 Building $524,902
2024	$7,869.00 (+4.64%)
2023	$7,520.00 (+26.79%) Homeowner's exemption	$561,690 (+24.46%)	$782,842 (+38.13%) Land $267,300 Building $515,542
2022	$5,931.00 Homeowner's exemption	$451,290	$566,723 Land $148,050 Building $418,673

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16524 Caravaggio Loop in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16524 Caravaggio Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAS COLINAS WATER PLANT public/private · serves 260 people · EPA ID FL3354944
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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