16518 Caravaggio Loop, Montverde, FL 34756 Property Records

Lake County property record for 16518 Caravaggio Loop, Montverde, FL 34756

Property Summary

Property Type	Single Family Home
Details	7 bd · 6 ba · 5,155 sqft · built 2013
Lot Size	0.628 acres (27,371 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Apr 2014)
Tax Bill	$8,380 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`23-22-26-0010-000-00400`

Property Details

APN / Parcel Number

Primary APN	`23-22-26-0010-000-00400`
Alternative APNs	`262223001000000400` `3859202`

Interior

Bedrooms	7 Beds
Full Baths	6 Baths
Stories	1 Story
Building Area	5,155 sqft Living Area
Gross Area	5,826 sqft
1st Floor Area	2,595 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	27,371 sqft (0.628 acres)
Garage Type	Attached
Garage Area	671 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	551 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3859202
Street Address	16518 CARAVAGGIO LOOP
City	MONTVERDE
State	FL
Zip	34756-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COLINA BAY PB 60 PG 34-38 LOT 4 ORB 4460 PG 1210 ORB 5820 PG 490
Legal Range	26E
Legal Township	22S
Legal Section	23
Legal Subdivision	COLINA BAY
Legal Tract	A-G
Legal Lot Number	4
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1061
Census Tract	31301

Owner

Source: Lake County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16518 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Deed of Trust, Mortgage · Line of Credit COMMUNITY CU OF FLORIDA
Oct 25, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2014 · Amount on Record
Deed Sale	Apr 4, 2014 · Amount on Record
Deed Document Number	201437064
Deed Book / Page	4460 / 1210
Last Transfer Date	Oct 25, 2021
Transfer Doc	0058200490
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16518 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3703
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062671754
Date	Jan 9, 2024
Book Page	6267/1754
Instrument	2024002702

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Oct 25, 2021
Property Address	16518 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3703
Document Number	0058200490
Book / Page	5820 / 490
Map Reference	MB 60 PG 34-38
Instrument Date	Oct 25, 2021
Instrument	2021146378
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 DATT DR, WINTER GARDEN, FL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16518 CAROLAGGIO LOOP, MONTVERDE, FL 34756

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$637,050 (+2.7%)	$942,525 (-) Land $267,300 Building $675,225
2025	$8,380.00 (+2.33%) Homeowner's exemption	$620,310 (+5.99%) Land $267,300 Building $353,010	$942,525 (+2.46%) Land $267,300 Building $675,225
2024	$8,189.00 (+4.54%)
2023	$7,833.00 (+4.55%) Homeowner's exemption	$585,280 (+3%)	$919,884 (+14.89%) Land $267,300 Building $652,584
2022	$7,492.00 Homeowner's exemption	$568,240	$800,634 Land $148,050 Building $652,584

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAS COLINAS WATER PLANT public/private · serves 260 people · EPA ID FL3354944
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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