16507 Caravaggio Loop, Montverde, FL 34756 Property Records

Lake County property record for 16507 Caravaggio Loop, Montverde, FL 34756

Property Summary

Property Type	Single Family Home
Details	7 bd · 6 ba · 5,155 sqft · built 2013
Lot Size	0.742 acres (32,333 sqft)
Owner	2 Individual Names on File
Last Sale	$582,800 (Aug 2013)
Tax Bill	$8,581 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-22-26-0010-000-04400`

Property Details

APN / Parcel Number

Primary APN	`23-22-26-0010-000-04400`
Alternative APNs	`262223001000004400` `3859242`

Interior

Bedrooms	7 Beds
Full Baths	6 Baths
Stories	1 Story
Building Area	5,155 sqft Living Area
Gross Area	5,826 sqft
1st Floor Area	2,595 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Tile
Lot Area	32,333 sqft (0.742 acres)
Garage Type	Attached
Garage Area	671 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	745 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3859242
Street Address	16507 CARAVAGGIO LOOP
City	MONTVERDE
State	FL
Zip	34756-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COLINA BAY PB 60 PG 34-38 LOT 44 ORB 4360 PG 93
Legal Range	26E
Legal Township	22S
Legal Section	23
Legal Subdivision	COLINA BAY
Legal Tract	A-G
Legal Lot Number	44
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1062
Census Tract	31301

Owner

16507 Caravaggio Loop is owned and occupied by two individuals who acquired it in December 2025.

Source: Lake County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16507 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC
Sep 10, 2020	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2013 · Amount on File
Deed Sale	Aug 1, 2013 · Amount on File
Prior Sale	Jan 17, 2007
Deed Document Number	201386046
Deed Book / Page	4360 / 93
Last Transfer Date	Dec 30, 2025
Transfer Doc	0066840153
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Feb 18, 2026
Property Address	16507 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3703
Document Number	0066840153
Book / Page	6684 / 153
Map Reference	MB 60 PG 34
Instrument Date	Dec 30, 2025
Instrument	2026019815
Transaction Type	Transfer
Record Updated	Mar 5, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16507 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3703

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	16507 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3703

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16507 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3703
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16507 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3703

Mortgage

Document Number	0056120972
Date	Jan 4, 2021
Book Page	5612/972
Instrument	2021000583

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16507 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16507 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3703

Mortgage

Document Number	0055402248
Date	Sep 10, 2020
Book Page	5540/2248
Instrument	2020100232

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Aug 27, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 16507 Caravaggio Loop was $8,581 with a homeowner's exemption, up 2.3% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$654,190 (+2.9%)	$996,349 (-0.03%) Land $297,000 Building $699,349
2025	$8,581.00 (+2.31%) Homeowner's exemption	$635,760 Land $297,000 Building $338,760	$996,653 Land $297,000 Building $699,653
2024	$8,387.00 (+4.48%)
2023	$8,027.00 (+4.5%) Homeowner's exemption	$599,860 (+3%)	$974,618 (+15.78%) Land $297,000 Building $677,618
2022	$7,681.00 Homeowner's exemption	$582,390	$841,815 Land $164,500 Building $677,315

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16507 Caravaggio Loop in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16507 Caravaggio Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLINA BAY public/private · serves 175 people · EPA ID FL3354969
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	LAS COLINAS WATER PLANT
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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