16495 Prado Loop, Loxley, AL 36551 Property Records

Baldwin County property record for 16495 Prado Loop, Loxley, AL 36551

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,838 sqft · built 2021
Lot Size	0.196 acres (8,540 sqft)
Owner	Individual Name on File
Last Sale	$229,250 (Mar 2021)
Tax Bill	$823 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-07-26-0-000-011.073`

Property Details

APN / Parcel Number

Primary APN	`42-07-26-0-000-011.073`
Alternative APNs	`384938` `374900`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,838 sqft Heated Area
1st Floor Area	1,838 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,540 sqft (0.196 acres)
Lot Dimensions	140 ft deep x 61 ft wide
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	374900
Street Address	16495 PRADO LOOP
City	LOXLEY
State	AL
Zip	36551-8720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	61' X 140' LOT 196 COTTAGES OF AVENTURA PHASE 111A RESUB OFLOT 4 & PT OF LOT 1 AND 3 OF RAWLS ROAD SUB SLIDE 2714 D&E 2555-C
Legal Subdivision	COTTAGES OF AVENTURA PH 111A
Legal Phase	111
Legal Lot Number	196-3
Jurisdiction	BALDWIN AL
Township / Civil Division	ROBERTSDALE
Census Block Group	2
Census Block	2011
Census Tract	10903

Owner

Source: Baldwin County records · APN 42-07-26-0-000-011.073

Assessment roll updated April 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16495 PRADO LOOP, LOXLEY, AL 36551-8720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Mar 16, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Deed Document Number	20211898254
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	16495 PRADO LOOP, LOXLEY, AL 36551-8720
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001906280
Date	Apr 15, 2021
Instrument	1906280

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2036

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 16, 2021
Property Address	16495 PRADO LOOP, LOXLEY, AL 36551-8720
Document Number	0001898254
Map Reference	SL 2714-D& 2714-E
Instrument Date	Mar 12, 2021
Instrument	1898254
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2101 CLINTON AVE W # W201, 2101, HUNTSVILLE, AL 35805-3077

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16495 PRADO LOOP, LOXLEY, AL 36551-8720

Mortgage

Document Number	0001898255
Date	Mar 16, 2021
Instrument	1898255

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,720 (+9.64%) Land $3,960 Building $26,760	$307,200 (+9.75%) Land $39,600 Building $267,600
2023	$823.00 (+18.76%) Homeowner's exemption	$28,020 (+17.63%)	$279,900 (+17.61%) Land $21,300 Building $258,600
2022	$693.00 (+1,137.5%) Homeowner's exemption	$23,820	$238,000 Land $22,500 Building $215,500
2021	$56.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), as of September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030109032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Point Broadband Fiber Holding Fiber	1,000 / 1,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 122 locations within half a mile of this property.

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