16512 Captiva Dr, Captiva, FL 33924 Property Records

Lee County property record for 16512 Captiva Dr, Captiva, FL 33924

Property Summary

Property Type	Single Family Home
Details	7 bd · 5.5 ba · 6,087 sqft · built 2009
Lot Size	1.07 acres (46,696 sqft)
Owner	Company Name on Record
Last Sale	$6,525,000 (Jul 2015)
Tax Bill	$77,577 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-46-21-00-00007.0000`

Property Details

APN / Parcel Number

Primary APN	`03-46-21-00-00007.0000`
Alternative APNs	`21034600000070000` `10005039`

Interior

Bedrooms	7 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,087 sqft Living Area
Gross Area	9,114 sqft
1st Floor Area	3,160 sqft
Upper Floors Area	2,471 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Contemporary
Exterior Material	Combination
Roof Type	Gable
Roof Material	Metal
Lot Area	46,696 sqft
Lot Width	102 ft Width
View / Lot	Gulf
Garage Type	Carport
Garage Area	384 sqft
Carport	Carport
Carport Area	384 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Florida Room
Porch Area	613 sqft
Deck Area	364 sqft
Patio Area	814 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10005039
Street Address	16512 CAPTIVA DR
City	CAPTIVA
State	FL
Zip	33924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	BEG 900 FT S OF NE COR GOVT LOT 3 W TO W SI CO RD + POB SLY ALG RD 102.1 FT
Legal Range	21E
Legal Township	46S
Legal Section	03
Legal Subdivision	CAPTIVA ESTATES
Legal Tract	00
Legal Block	1
Legal Lot Number	3
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1051
Census Tract	80100

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	45 FAIRFIELD AVE, 200, BELLEVUE, KY 41073-1138
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2015 · Amount on Record
Deed Sale	Jul 6, 2015 · Amount on Record
Deed Document Number	2015145992
Prior Transfer Date	Aug 3, 1995
Prior Transfer Doc	2625000519
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	16512 CAPTIVA DR, CAPTIVA, FL 33924
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6755 MIRALAKE LN, CINCINNATI, OH 45243-2727

Mortgage

Document Number	0000289516
Date	Nov 23, 2020
Instrument	2020000289516

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,260,695 (-5.57%) Land $3,945,630 Building $1,315,065	$5,260,695 (-5.57%) Land $3,945,630 Building $1,315,065
2025	$77,577.00 (-0.69%)	$5,570,891 (-0.94%) Land $4,239,329 Building $1,331,562	$5,570,891 (-0.94%) Land $4,239,329 Building $1,331,562
2023	$78,114.00 (+5.59%)	$5,623,667 (-8.5%) Land $4,459,548 Building $1,164,119	$5,623,667 (-8.5%) Land $4,459,548 Building $1,164,119
2022	$73,978.00	$6,146,324 Land $2,800,000 Building $3,346,324	$6,146,324 Land $2,800,000 Building $3,346,324

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 774 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 83 condo units
Nearby Flood Claims	1,041 (1988–2024)
Claims Outside the SFHA	76 of 1,041
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 269 claims Hurricane Ian, Oct 2022 · 239 claims Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ISLAND WATER ASSOCIATION serves 14,784 people · EPA ID FL5360146
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20