16500 Captiva Dr, Captiva, FL 33924 Property Records

Lee County property record for 16500 Captiva Dr, Captiva, FL 33924

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,459 sqft · built 1991
Lot Size1.33 acres (58,327 sqft)
OwnerCompany Name on Record
Last Sale$6,000,000 (Mar 2021)
Tax Bill$73,095 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Oct 2020 Line of Credit
Flood ZoneZone X (moderate risk)
APN03-46-21-00-00006.0000

Property Details

APN / Parcel Number

Primary APN03-46-21-00-00006.0000
Alternative APNs
  • 21034600000060000
  • 10005038

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories2 Stories
Building Area3,459 sqft Living Area
Gross Area9,796 sqft
1st Floor Area2,131 sqft
Upper Floors Area1,328 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1994
Architectural StyleContemporary
Exterior MaterialStucco
Roof TypeGable
Roof MaterialMetal
Lot Area58,327 sqft
Lot Width100 ft Width
View / LotGulf
Garage TypeAttached
Garage Area540 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area616 sqft
PorchOpen Porch
Porch Area1,456 sqft
Deck Area952 sqft
Patio Area100 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10005038
Street Address16500 CAPTIVA DR
CityCAPTIVA
StateFL
Zip33924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal DescriptionBEG 800 FT S OF NE COR GOVT LOT 3 W TO W SI CO RD + POB SLY ALG W SI RD
Legal Range21E
Legal Township46S
Legal Section03
Legal SubdivisionCAPTIVA ESTATES
Legal Tract00
Legal Block1
Legal Lot Number3
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1051
Census Tract80100

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2480 LIBRARY WAY, SANIBEL, FL 33957-3214
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2021Warranty Deed, Transfer · Conventional Mortgage
TIAA FSB HOLDINGS INC
Oct 14, 2020Deed of Trust, Mortgage · Line of Credit
OAKSTAR BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 19, 2021 · Amount on Record
Deed SaleMar 19, 2021 · Amount on Record
Prior SaleJun 1, 2016 · Amount on Record
Deed Document Number202187187
Prior Transfer DateDec 31, 2014
Prior Transfer Doc0000108095
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMar 19, 2021
Property Address16500 CAPTIVA DR, CAPTIVA, FL 33924
Document Number0000087187
Instrument DateMar 17, 2021
Instrument2021000087187
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyASSET TITLE COMPANY, ASSURED TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$42,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address711 S WELLER AVE, 711, SPRINGFIELD, MO 65802-3344

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 POST RD STE 331, 331, SCARSDALE, NY 10583-5013

Mortgage

Document Number0000087188
DateMar 19, 2021
Instrument2021000087188
Lender
NameTIAA FSB HOLDINGS INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address16500 CAPTIVA DR, CAPTIVA, FL 33924
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyASSURED TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address711 S WELLER AVE, SPRINGFIELD, MO 65802-3344

Mortgage

Document Number0000247699
DateOct 14, 2020
Instrument2020000247699
Lender
NameOAKSTAR BANK NA
TypeBank
AddressSPRINGFIELD, MO 65814
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 15, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,086,169 (-3.19%)$5,452,832 (+3.79%) Land $4,711,302 Building $741,530
2025$73,095.00 (-0.21%)$5,253,597 (+5.42%) Land $5,253,587 Building $10$5,253,597 (+5.42%) Land $5,253,587 Building $10
2023$73,251.00 (-3.98%)$4,983,406 (-8.84%) Land $4,983,396 Building $10$4,983,406 (-8.84%) Land $4,983,396 Building $10
2022$76,284.00$5,466,937 Land $2,900,000 Building $2,566,937$5,466,937 Land $2,900,000 Building $2,566,937

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 774 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 83 condo units
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemISLAND WATER ASSOCIATION
serves 14,784 people · EPA ID FL5360146
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
3,000 / 3,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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