Orange County property record for 1651 Rachels Ridge Loop, #LO, Ocoee, FL 34761
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,321 sqft · built 1999 |
| Lot Size | 0.346 acres (15,093 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $122,000 (Dec 2011) |
| Tax Bill | $6,642 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-22-28-9064-00-430 |
| Primary APN | 16-22-28-9064-00-430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,321 sqft Living Area |
| Gross Area | 3,063 sqft |
| 1st Floor Area | 2,321 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,093 sqft (0.346 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1651 RACHELS RIDGE LOOP, LO |
|---|---|
| City | OCOEE |
| State | FL |
| Zip | 34761-9009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | WEDGEWOOD COMMONS PHASE ONE 36/132 LOT 43 |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 16 |
| Legal Subdivision | WEDGEWOOD COMMONS PH 1 |
| Legal Phase | 1 |
| Legal Tract | 9064 |
| Legal Lot Number | 43 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 18100 |
1651 Rachels Ridge Loop, #LO is owned by two individuals who bought it in December 2011.
Source: Orange County records, as of June 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1651 RACHELS RIDGE LOOP, OCOEE, FL 34761-9009 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2011 · Amount on File |
| Deed Sale | Dec 6, 2011 · Amount on File |
| Prior Sale | Jun 14, 2011 · Amount on File |
| Deed Document Number | 2011632237 |
| Deed Book / Page | 10302 / 6225 |
| Prior Transfer Date | Jun 7, 2011 |
| Prior Transfer Doc | 0000311483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 5, 2026 |
| Property Address | 1651 RACHELS RIDGE LOOP, LO, OCOEE, FL 34761-9009 |
| Document Number | 0000316608 |
| Instrument Date | May 28, 2026 |
| Instrument | 2026316608 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 1651 RACHELS RIDGE LOOP, LO, OCOEE, FL 34761-9009 |
| Document Number | 0000316608, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 2026316608 |
| Name | LOWLAND CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.64% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 1651 Rachels Ridge Loop, #LO was $6,642, up 5.7% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Ocoee City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,420 (-0.34%) Land $80,000 Building $320,420 | $400,420 (-1.35%) Land $80,000 Building $320,420 | |
| 2025 | $6,642.00 (+5.7%) Homeowner's exemption | $401,782 | $405,900 Land $80,000 Building $325,900 |
| 2024 | $6,284.00 (+10.52%) | ||
| 2023 | $5,686.00 (+10.47%) | $341,628 (+13.94%) Land $80,000 Building $261,628 | $341,628 (+13.94%) Land $80,000 Building $261,628 |
| 2022 | $5,147.00 | $299,836 Land $80,000 Building $219,836 | $299,836 Land $80,000 Building $219,836 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1651 Rachels Ridge Loop, #LO in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 18 (1994–2019) |
| Claims Outside the SFHA | 4 of 18 |
| Most Recent Claim | May 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1651 Rachels Ridge Loop, #LO is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet, Verizon, Xfinity.
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