1675 Rachels Ridge Loop, #LO, Ocoee, FL 34761 Property Records

Orange County property record for 1675 Rachels Ridge Loop, #LO, Ocoee, FL 34761

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,405 sqft · built 1998
Lot Size0.2 acres (8,697 sqft)
Owner2 Individual Names on File
Last Sale$162,100 (Mar 1998)
Tax Bill$3,758 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN16-22-28-9064-00-390

Property Details

APN / Parcel Number

Primary APN16-22-28-9064-00-390
Alternative APNs
  • 282216906400390
  • 241241
  • 246080
  • 250652

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,405 sqft Living Area
Gross Area3,170 sqft
1st Floor Area2,405 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,697 sqft (0.2 acres)
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area215 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1675 RACHELS RIDGE LOOP, LO
CityOCOEE
StateFL
Zip34761-9009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionWEDGEWOOD COMMONS PHASE ONE 36/132 LOT 39
Legal Range28E
Legal Township22S
Legal Section16
Legal SubdivisionWEDGEWOOD COMMONS PH 1
Legal Phase1
Legal Tract9064
Legal Lot Number39
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group1
Census Block1055
Census Tract18100

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1675 RACHELS RIDGE LOOP, OCOEE, FL 34761-9009
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 16, 1998 · Amount on Record
Deed SaleMar 16, 1998 · Amount on Record
Deed Book / Page5434 / 3460
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1675 RACHELS RIDGE LOOP, OCOEE, FL 34761-9009
Transaction TypeMortgage
Record UpdatedSep 28, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1675 RACHELS RIDGE LOOP, OCOEE, FL 34761-9009

Mortgage

Document Number20210550639
DateSep 9, 2021
Instrument20210550639
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2041

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$227,593 (+2.7%)$430,270 (-1.32%) Land $80,000 Building $350,270
2025$3,758.00 (+9.05%) Homeowner's exemption$221,610 (+5.99%)$436,010 (+18.25%) Land $80,000 Building $356,010
2024$3,446.00 (+3.45%)
2023$3,331.00 (+3.38%) Homeowner's exemption$209,091 (+3%)$368,710 (+13.31%) Land $80,000 Building $288,710
2022$3,222.00 Homeowner's exemption$203,001$325,392 Land $80,000 Building $245,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims18 (1994–2019)
Claims Outside the SFHA4 of 18
Most Recent ClaimMay 2019 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 4 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCOEE, CITY OF (2 WPS)
serves 34,000 people · EPA ID FL3480204
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Metronet Holdings, Verizon, Xfinity.

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