1647 Rachels Ridge Loop, #LO, Ocoee, FL 34761 Property Records

Orange County property record for 1647 Rachels Ridge Loop, #LO, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,505 sqft · built 1999
Lot Size	0.246 acres (10,710 sqft)
Owner	Individual Name on Record
Last Sale	$324,000 (May 2019)
Tax Bill	$5,113 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`16-22-28-9064-00-440`

Property Details

APN / Parcel Number

Primary APN	`16-22-28-9064-00-440`
Alternative APNs	`282216906400440` `241248` `246086` `250659`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,505 sqft Living Area
Gross Area	3,313 sqft
1st Floor Area	1,138 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,710 sqft (0.246 acres)
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	123 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1647 RACHELS RIDGE LOOP, LO
City	OCOEE
State	FL
Zip	34761-9009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WEDGEWOOD COMMONS PHASE ONE 36/132 LOT 44
Legal Range	28E
Legal Township	22S
Legal Section	16
Legal Subdivision	WEDGEWOOD COMMONS PH 1
Legal Phase	1
Legal Tract	9064
Legal Lot Number	44
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1055
Census Tract	18100

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1647 RACHELS RIDGE LOOP, OCOEE, FL 34761-9009
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2019	Warranty Deed, Transfer NAVY FCU
Jan 30, 2017	Grant Deed SAINT LAWRENCE TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2019 · Amount on Record
Deed Sale	May 2, 2019 · Amount on Record
Prior Sale	Jan 30, 2017 · Amount on Record
Deed Document Number	2019271311
Prior Transfer Date	Dec 16, 2013
Prior Transfer Doc	0000658023
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 2, 2019
Property Address	1647 RACHELS RIDGE LOOP, OCOEE, FL 34761-9009
Document Number	0000271311
Instrument Date	Apr 30, 2019
Instrument	271311
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,268.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 RACHELS RIDGE LOOP OCOEE FL 347619009, OCOEE, FL 34761-9009

Mortgage

Document Number	271312
Date	May 2, 2019
Instrument	271312

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

January 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 30, 2017
Property Address	1647 RACHELS RIDGE LOOP, OCOEE, FL 34761-9009
Document Number	0000054716
Instrument Date	Jan 17, 2017
Instrument	54716
Record Updated	Mar 2, 2017
Title Company	SAINT LAWRENCE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,855.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1647 RACHELS RIDGE LOOP OCOEE FL 347619009, OCOEE, FL 34761-9009

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,532 (+2.7%)	$445,750 (-1.61%) Land $80,000 Building $365,750
2025	$5,113.00 (+7.33%) Homeowner's exemption	$304,315 (+5.99%)	$453,040 (+22.42%) Land $80,000 Building $373,040
2024	$4,764.00 (+3.41%)
2023	$4,607.00 (+3.16%) Homeowner's exemption	$287,125 (+3%)	$370,073 (+13.4%) Land $80,000 Building $290,073
2022	$4,466.00 Homeowner's exemption	$278,762	$326,330 Land $80,000 Building $246,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	18 (1994–2019)
Claims Outside the SFHA	4 of 18
Most Recent Claim	May 2019 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 4 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon, Xfinity.

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