San Joaquin County property record for 1651 Biarritz St, Tracy, CA 95304
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,400 sqft · built 2005 |
| Lot Size | 0.164 acres (7,150 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $740,500 (Aug 2005) |
| Tax Bill | $12,526 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 252-400-380-000 |
| Primary APN | 252-400-380-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,400 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 7,150 sqft (0.164 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 252-400-38 |
|---|---|
| Street Address | 1651 BIARRITZ ST |
| City | TRACY |
| State | CA |
| Zip | 95304-5950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELISSAGARAY RANCH 12 LOT 422 |
| Legal Subdivision | ELISSAGARAY RANCH |
| Legal Block | 2 |
| Legal Lot Number | 422 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 5214 |
1651 Biarritz St is owned and occupied by two individuals who bought it in August 2005.
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1651 BIARRITZ ST, TRACY, CA 95304-5950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AKBER FINANCIALS INC |
| Jan 4, 2018 | Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AKBER FINANCALS INC |
| Dec 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2005 · Amount on File |
| Deed Sale | Aug 12, 2005 · Amount on File |
| Deed Document Number | 2005198838 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1651 BIARRITZ ST, TRACY, CA 95304-5950 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1651 BIARRITZ ST, TRACY, CA 95304-5950 |
| Document Number | 0000162003 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021-162003 |
| Name | AKBER FINANCIALS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | RANCHO CUCAMONGA, CA 91730 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1651 BIARRITZ ST, TRACY, CA 95304-5950 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | WESTERN RESOURCES TITLE COMP |
| Name | Verified Name |
|---|
| Document Number | 0000000845 |
|---|---|
| Date | Jan 4, 2018 |
| Instrument | 2018-000845 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1651 BIARRITZ ST, TRACY, CA 95304-5950 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MULTIPLE |
| Name | Verified Name |
|---|---|
| Address | 1651 BJARRITZ ST, TRACY, CA 95304-5950 |
| Document Number | 0000147293 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 2020-147293 |
| Name | AKBER FINANCALS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | RANCHO CUCAMONGA, CA 91730 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1651 BIARRITZ ST, TRACY, CA 95304-5950 |
| Document Number | 0000000844 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1651 BIARRITZ ST TRACY CA 953045950, TRACY, CA 95304-5950 |
| Document Number | 0000000844 |
|---|---|
| Date | Jan 4, 2018 |
| Instrument | 844 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 3, 2048 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,526.00 (-1.59%) | ||
| 2025 | $12,728.00 (-2.18%) | $953,100 (-1.95%) Land $285,000 Building $668,100 | |
| 2023 | $13,011.00 (+1.98%) | $972,069 Land $388,780 Building $583,289 | $888,750 |
| 2022 | $12,758.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1651 Biarritz St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1651 Biarritz St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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