16508 Chase Cir, Ralph, AL 35480 Property Records

Tuscaloosa County property record for 16508 Chase Cir, Ralph, AL 35480

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,410 sqft · built 2005
Lot Size	0.48 acres (20,962 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,500 (Apr 2024)
Tax Bill	$704 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-06-13-0-000-012.052`

Property Details

APN / Parcel Number

Primary APN	`34-06-13-0-000-012.052`
Alternative APNs	`107628` `89891` `73880`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft
Utility Area	48 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	20,962 sqft (0.48 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	462 sqft
Porch	Slab
Porch Area	274 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	107628
Street Address	16508 CHASE CIR
City	RALPH
State	AL
Zip	35480-8802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 52 HARVEST MEADOWS
Legal Range	12W
Legal Township	22S
Legal Section	13
Legal Subdivision	HARVEST MEADOWS
Legal Lot Number	52
Jurisdiction	TUSCALOOSA AL
Township / Civil Division	FOSTERS
Census Block Group	1
Census Block	1007
Census Tract	10303

Owner

Source: Tuscaloosa County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16508 CHASE CIR, RALPH, AL 35480-8802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · FHA Mortgage BANKFIRST
Apr 15, 2024	Warranty Deed, Transfer
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIGURE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2024 · Amount on Record
Deed Sale	Apr 15, 2024 · Amount on Record
Prior Sale	Apr 7, 2016 · Amount on Record
Deed Book / Page	2024 / 7387
Prior Transfer Date	Mar 30, 2016
Prior Transfer Doc	2016/7283
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	16508 CHASE CIR, RALPH, AL 35480-8802
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16508 CHASE CIR, RALPH, AL 35480-8802

Mortgage

Document Number	0000002024/0000020880
Date	Apr 15, 2024
Book Page	0000002024/0000020880
Instrument	1877542

Lender

Name	BANKFIRST

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Apr 15, 2024
Property Address	16508 CHASE CIR, RALPH, AL 35480-8802
Document Number	02024/7387
Book / Page	2024 / 7387
Instrument Date	Apr 15, 2024
Instrument	1877541
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16508 CHASE CIR, RALPH, AL 35480-8802

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	16508 CHASE CIR, RALPH, AL 35480-8802
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16508 CHASE CIR, RALPH, AL 35480-8802

Mortgage

Document Number	0000002020/0000028736
Date	Apr 22, 2020
Book Page	0000002020/0000028736

Lender

Name	FIGURE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

Source: Tuscaloosa County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Tuscaloosa County
Unified School District	Tuscaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$704.00 (+19.12%) Homeowner's exemption	$42,140 (+16.93%) Land $5,700 Building $36,440	$210,700 (+16.93%) Land $28,500 Building $182,200
2024	$591.00 (-1.17%) Homeowner's exemption	$36,040 (-1.04%) Land $5,700 Building $30,340	$180,200 (-1.04%) Land $28,500 Building $151,700
2023	$598.00 (+7.17%) Homeowner's exemption	$36,420 (+6.3%) Land $5,700 Building $30,720	$182,100 (+6.3%) Land $28,500 Building $153,600
2022	$558.00 Homeowner's exemption	$34,260 Land $5,700 Building $28,560	$171,300 Land $28,500 Building $142,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2005–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2020 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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