16502 Caju Rd, Clermont, FL 34711 Property Records

Lake County property record for 16502 Caju Rd, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,532 sqft · built 2012
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$208,500 (Dec 2012)
Tax Bill	$3,478 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-22-26-0100-000-03400`

Property Details

APN / Parcel Number

Primary APN	`26-22-26-0100-000-03400`
Alternative APN	`3877901`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,532 sqft Living Area
1st Floor Area	1,043 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	336 sqft
Porch	Open Porch
Porch Area	241 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3877901
Street Address	16502 CAJU RD
City	CLERMONT
State	FL
Zip	34711-8725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRACE GROVE PB 64 PG 18-20 LOT 34 ORB 4248 PG 1423
Legal Range	26E
Legal Township	22S
Legal Section	26
Legal Subdivision	TERRACE GROVE
Legal Tract	100
Legal Lot Number	34
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2045
Census Tract	31306

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16502 CAJU RD, CLERMONT, FL 34711-8725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Dec 28, 2022	Special Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2012 · Amount on Record
Deed Sale	Dec 6, 2012 · Amount on Record
Deed Document Number	2012127954
Deed Book / Page	4248 / 1423
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16502 CAJU RD, CLERMONT, FL 34711-8725
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16502 CAJU RD, CLERMONT, FL 34711-8725

Mortgage

Document Number	0060070733
Date	Aug 11, 2022
Book Page	6007/733
Instrument	2022109336

Lender

Name	TRUSTCO BANK
Type	Bank
Address	CASSELBERRY, FL 32730

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 6, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 28, 2022
Property Address	16502 CAJU RD, CLERMONT, FL 34711-8725
Document Number	0060712284
Book / Page	6071 / 2284
Map Reference	MB 76 PG 47
Instrument Date	Dec 23, 2022
Instrument	2022164787
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	PSH TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,677.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5200 VINELAND RD STE 200, 200, ORLANDO, FL 32811-7674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2443 NATOMA BLVD, MOUNT DORA, FL 32757-8751

Mortgage

Document Number	0060712286
Date	Dec 28, 2022
Instrument	6071/2286

Lender

Name	TRUSTCO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$251,970 (+5.99%) Land $120,000 Building $131,970	$429,705 (+2.03%) Land $120,000 Building $309,705
2024	$3,478.00 (+2.05%)
2023	$3,408.00 (+3.18%) Homeowner's exemption	$237,740 (+3%)	$421,161 (+10.58%) Land $120,000 Building $301,161
2022	$3,303.00 Homeowner's exemption	$230,820	$380,858 Land $80,000 Building $300,858

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Xfinity.

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