16440 Caju Rd, Clermont, FL 34711 Property Records

Lake County property record for 16440 Caju Rd, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,722 sqft · built 2013
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Last Sale	$223,800 (Jun 2013)
Tax Bill	$3,272 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`26-22-26-0100-000-03800`

Property Details

APN / Parcel Number

Primary APN	`26-22-26-0100-000-03800`
Alternative APN	`3877905`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,722 sqft Living Area
1st Floor Area	1,131 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3877905
Street Address	16440 CAJU RD
City	CLERMONT
State	FL
Zip	34711-8724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRACE GROVE PB 64 PG 18-20 LOT 38 ORB 4339 PG 129
Legal Range	26E
Legal Township	22S
Legal Section	26
Legal Subdivision	TERRACE GROVE
Legal Tract	100
Legal Lot Number	38
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2045
Census Tract	31306

Owner

16440 Caju Rd is owned and occupied by an individual who bought it in June 2013.

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	16440 CAJU RD, CLERMONT, FL 34711-8724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Dec 10, 2018	Loan Modification, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2013 · Amount on File
Deed Sale	Jun 18, 2013 · Amount on File
Deed Document Number	2013068483
Deed Book / Page	4339 / 0129
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16440 CAJU RD, CLERMONT, FL 34711-8724
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16440 CAJU RD, CLERMONT, FL 34711-8724

Mortgage

Document Number	0061821320
Date	Jul 26, 2023
Book Page	6182/1320
Instrument	2023089924

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Jul 1, 2056

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	16440 CAJU RD, CLERMONT, FL 34711-8724
Document Number	0052212082
Instrument Date	Dec 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 18, 2019
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16440 CAJU RD CLERMONT FL 347118724, CLERMONT, FL 34711-8724

Mortgage

Document Number	0052212082
Date	Jan 9, 2019
Book Page	005221/002082
Instrument	3752

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2049

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$239,520 Land $120,000 Building $119,520	$419,400 Land $120,000 Building $299,400
2024	$3,272.00 (+2.09%)
2023	$3,205.00 (+3.25%) Homeowner's exemption	$225,990 (+3%)	$409,667 (+10.82%) Land $120,000 Building $289,667
2022	$3,104.00 Homeowner's exemption	$219,410	$369,667 Land $80,000 Building $289,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16440 Caju Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16440 Caju Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Xfinity.

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