Martin County property record for 1650 NW River Trl, Stuart, FL 34994 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,256 sqft · built 1982 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Nov 2025) |
| Tax Bill | $16,433 (2024) |
| Deeds & Mortgages | Mar 2026 Line of Credit Nov 2025 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 30-37-41-007-006-0005.0-2-0000 |
| Primary APN | 30-37-41-007-006-0005.0-2-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,256 sqft Living Area |
| Gross Area | 2,871 sqft |
| 1st Floor Area | 2,256 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 35,719 sqft (0.82 acres) |
| Garage Type | Attached |
| Garage Area | 615 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 300 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 453 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1650 NW RIVER TRL |
|---|---|
| City | STUART |
| State | FL |
| Zip | 34994-9447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH RIVER SHORES SEC 2 LOT 5 BLK 6 |
| Legal Range | 41E |
| Legal Township | 37S |
| Legal Section | 30 |
| Legal Subdivision | NORTH RIVER SHORES |
| Legal Block | 6 |
| Legal Lot Number | 5 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 300 |
Source: Martin County records · APN 30-37-41-007-006-0005.0-2-0000
Assessment roll updated August 27, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1650 NW RIVER TRL, STUART, FL 34994-9447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 04, 2026 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Nov 03, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 25, 2025 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 25, 2025 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 11, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 25, 2025 · Amount on Record |
| Deed Sale | Nov 25, 2025 · Amount on Record |
| Prior Sale | Mar 14, 2003 · Amount on Record |
| Deed Document Number | 20253158156 |
| Deed Book / Page | 3534 / 2681 |
| Prior Transfer Date | Sep 10, 2023 |
| Prior Transfer Doc | 0033952772 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 1650 NW RIVER TRL, STUART, FL 34994-9447 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2458 SE HILLARD RD, PORT ST LUCIE, FL 34952-5565 |
| Document Number | 0035520135 |
|---|---|
| Date | Mar 04, 2026 |
| Book Page | 3552/135 |
| Instrument | 3173393 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 26, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 1650 NW RIVER TRL, STUART, FL 34994-9447 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2458 SE HILLARD RD, PORT SAINT LUCIE, FL 34952-5565 |
| Document Number | 0035301755 |
|---|---|
| Date | Nov 03, 2025 |
| Book Page | 3530/1755 |
| Instrument | 3154643 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Nov 25, 2025 |
| Property Address | 1650 NW RIVER TRL, STUART, FL 34994-9447 |
| Document Number | 0035342687 |
| Book / Page | 3534 / 2687 |
| Map Reference | MB 3 PG 50 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 3158157 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4300 W CYPRESS ST, TAMPA, FL 33607-4159 |
| Name | Verified Name |
|---|---|
| Address | 1650 NW RIVER TRL, STUART, FL 34994-9447 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Nov 25, 2025 |
| Property Address | 1650 NW RIVER TRL, STUART, FL 34994-9447 |
| Document Number | 0035342681 |
| Book / Page | 3534 / 2681 |
| Map Reference | MB 3 PG 50 |
| Instrument Date | Nov 04, 2025 |
| Instrument | 3158156 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2193 GEORGE WYTHE RD, ORANGE PARK, FL 32073-5045 |
| Name | Verified Name |
|---|---|
| Address | 1650 NW RIVER TRL, STUART, FL 34994-9447 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Sep 11, 2023 |
| Property Address | 1650 NW RIVER TRL, STUART, FL 34994-9447 |
| Document Number | 0033952772 |
| Book / Page | 3395 / 2772 |
| Instrument Date | Sep 10, 2023 |
| Instrument | 3034831 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1659 NW RIVER TRL, STUART, FL 34994-9446 |
| Name | Verified Name |
|---|---|
| Address | 1650 NW RIVER TRL, STUART, FL 34994-9447 |
Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,170,350 (+19.74%) Land $960,000 Building $210,350 | $1,170,350 (-1.32%) Land $960,000 Building $210,350 | |
| 2024 | $16,433.00 (+70.91%) Additional exemption filed | $977,431 (+75.83%) | $1,186,000 (-4.13%) Land $960,000 Building $226,000 |
| 2023 | $9,615.00 (+2.41%) Additional exemption filed | $555,887 (+3%) | $1,237,140 (+17.08%) Land $1,020,000 Building $217,140 |
| 2022 | $9,389.00 Homeowner's exemption | $539,697 | $1,056,700 Land $907,200 Building $149,500 |
Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850003001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 93 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 units insured 21 under condo master policies |
| Nearby Flood Claims | 18 (1979–2015) |
| Claims Outside the SFHA | 8 of 18 |
| Most Recent Claim | Apr 2015, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 176 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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