Martin County property record for 1609 NW River Trl, Stuart, FL 34994
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,065 sqft · built 1969 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $950,000 (Apr 2026) |
| Tax Bill | $9,312 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Mar 2022 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 30-37-41-008-007-0020.0-8-0000 |
| Primary APN | 30-37-41-008-007-0020.0-8-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,065 sqft Living Area |
| Gross Area | 2,715 sqft |
| 1st Floor Area | 2,065 sqft |
| Utility Room | Utility Room |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
| Porch | Open Porch |
| Porch Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1609 NW RIVER TRL |
|---|---|
| City | STUART |
| State | FL |
| Zip | 34994-9446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | NORTH RIVER SHORES SEC 3A LOT 20 BLK 7 |
| Legal Range | 41E |
| Legal Township | 37S |
| Legal Section | 30 |
| Legal Subdivision | NORTH RIVER SHORES |
| Legal Block | 7 |
| Legal Lot Number | 20 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 300 |
Source: Martin County assessment roll, as of August 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4161 LORRAINE AVE, NAPLES, FL 34104-4738 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Apr 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY BANK |
| Mar 31, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 28, 2026 · Amount on Record |
| Deed Sale | Apr 28, 2026 · Amount on Record |
| Prior Sale | Mar 31, 2022 · Amount on Record |
| Deed Document Number | 20263182905 |
| Deed Book / Page | 3563 / 781 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Apr 28, 2026 |
| Property Address | 1609 NW RIVER TRL, STUART, FL 34994-9446 |
| Document Number | 0003182905 |
| Book / Page | 3563 / 781 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 2026.3182905 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $671,650.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4161 LORRAINE AVE, NAPLES, FL 34104-4738 |
| Investor | Possibly a Property Investor |
| Document Number | 0003182906, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 2026..3182906 |
| Name | MORGAN STANLEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Mar 31, 2022 |
| Property Address | 1609 NW RIVER TRL, STUART, FL 34994-9446 |
| Document Number | 0033031661 |
| Book / Page | 3303 / 1661 |
| Map Reference | MB 3 PG 112 |
| Instrument Date | Mar 21, 2022 |
| Instrument | 2951712 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1609 NW RIVER TRL, 1609, STUART, FL 34994-9446 |
| Name | Verified Name |
|---|---|
| Address | 1700 NW RIVER TRL, STUART, FL 34994-9449 |
Source: Martin County assessment roll, as of August 27, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $509,400 (+13.19%) Land $265,000 Building $244,400 | $509,400 (+13.19%) Land $265,000 Building $244,400 | |
| 2024 | $9,312.00 (+8.05%) | ||
| 2023 | $8,618.00 (+161.23%) | $450,040 (+159.38%) Land $250,000 Building $200,040 | $450,040 (+14.87%) Land $250,000 Building $200,040 |
| 2022 | $3,299.00 Homeowner's exemption | $173,503 | $391,780 Land $235,200 Building $156,580 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 93 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 units insured incl. 21 condo units |
| Nearby Flood Claims | 18 (1979–2015) |
| Claims Outside the SFHA | 8 of 18 |
| Most Recent Claim | Apr 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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