1689 NW River Trl, Stuart, FL 34994 Property Records

Martin County property record for 1689 NW River Trl, Stuart, FL 34994

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,622 sqft · built 1966
Lot Size0.537 acres (23,392 sqft)
OwnerCompany Name on Record
Last Sale$1,250,000 (Oct 2025)
Tax Bill$19,462 (2024)
Deeds & MortgagesAug 2025 Line of Credit
Oct 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN30-37-41-008-007-00170-4

Property Details

APN / Parcel Number

Primary APN30-37-41-008-007-00170-4
Alternative APN
  • 7311

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,622 sqft Living Area
1st Floor Area2,622 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1985
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMasonite/Cement Shake
Lot Area23,392 sqft (0.537 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Pool Area450 sqft
PorchPorch
Porch Area471 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number7311
Street Address1689 NW RIVER TRL
CitySTUART
StateFL
Zip34994-9446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH RIVER SHORES SEC 3 A LOT 17 BLK 7 OR 360/1393
Legal Range41E
Legal Township37S
Legal Section30
Legal SubdivisionNORTH RIVER SHORES
Legal Block7
Legal Lot Number17
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1001
Census Tract300

Owner

Source: Martin County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1689 NW RIVES TRAIL, SHEART, FL 34884
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2025Deed of Trust, Mortgage · Line of Credit
ITHINK FINANCIAL CU
Oct 21, 2025Warranty Deed, Transfer · Conventional Mortgage
AMERICAN BANCSHARES MORTGAGE LLC
Dec 19, 2019Warranty Deed, Transfer · Conventional Mortgage
FIDELITY FUNDING MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2025 · Amount on Record
Deed SaleOct 21, 2025 · Amount on Record
Prior SaleDec 19, 2019 · Amount on Record
Deed Document Number3152895
Deed Book / Page3528 / 1922
Record UpdatedJun 8, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address1689 NW RIVER TRL, STUART, FL 34994-9446
Transaction TypeMortgage
Record UpdatedApr 2, 2026
Title CompanyITHINK TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1689 NW RIVER TRL, STUART, FL 34994-9446

Mortgage

Document Number0035171817
DateAug 25, 2025
Book Page3517/1817
Instrument3144047
Lender
NameITHINK FINANCIAL CU
TypeCredit Union
AddressDELRAY BEACH, FL 33445
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 20, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateOct 21, 2025
Property Address1689 NW RIVER TRL, STUART, FL 34994-9446
Document Number0035281922
Book / Page3528 / 1922
Map ReferenceMB 3 PG 112
Instrument DateOct 14, 2025
Instrument3152895
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyOMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATL TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address58 SW PALM COVE DR, PALM CITY, FL 34990-4322

Transferred To (Grantee/Buyer)

NameVerified Name
Address1689 NW RIVES TRAIL, SHEART, FL 34884

Mortgage

Document Number0035281926
DateOct 21, 2025
Instrument3528/1926
Lender
NameAMERICAN BANCSHARES MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateDec 19, 2019
Property Address1689 NW RIVER TRL, STUART, FL 34994-9446
Document Number0031011134
Book / Page3101 / 1134
Map ReferenceMB 3 PG 112
Instrument DateDec 13, 2019
Instrument2790938
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanySIGNATURE TITLE FL PARTNERS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,599.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address132 SKIWAY CIR, 132, BEECH MOUNTAIN, NC 28604-8200

Transferred To (Grantee/Buyer)

NameVerified Name
Address1689 NW RIVER TRL, STUART, FL 34994-9446

Mortgage

Document Number0031011136
DateDec 19, 2019
Instrument3101/1136
Lender
NameFIDELITY FUNDING MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$841,807 (-27.27%)$1,128,150 (-2.53%) Land $880,000 Building $248,150
2024$19,462.00 (-4.78%)$1,157,390 (-3.52%) Land $880,000 Building $277,390$1,157,390 (-3.52%) Land $880,000 Building $277,390
2023$20,440.00 (+89.95%)$1,199,610 (+80.99%) Land $935,000 Building $264,610$1,199,610 (+18.81%) Land $935,000 Building $264,610
2022$10,761.00 Homeowner's exemption$662,796$1,009,700 Land $831,600 Building $178,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 93 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies114 units insured
incl. 21 condo units
Nearby Flood Claims18 (1979–2015)
Claims Outside the SFHA8 of 18
Most Recent ClaimApr 2015 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims
  • Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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