1650 Colonial Way, Frederick, MD 21702 Property Records

Frederick County property record for 1650 Colonial Way, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	2 ba · 1,160 sqft · built 1979
Lot Size	0.038 acres (1,659 sqft)
Owner	Individual Name on Record
Last Sale	$264,000 (Oct 2022)
Tax Bill	$4,925 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-097842`

Property Details

APN / Parcel Number

Primary APN	`02-097842`
Alternative APNs	`2097842` `097842`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,660 sqft Living Area
1st Floor Area	600 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,659 sqft (0.038 acres)
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	097842
Street Address	1650 COLONIAL WAY
City	FREDERICK
State	MD
Zip	21702-3919
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R12
Legal Description	LT 1650 BLK EE SECT 12 1659.8 SQ FT CARROLL PARK MANOR
Legal Subdivision	CARROLL PARK MANOR
Legal Block	EE
Legal Lot Number	1650
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	4
Census Block	4002
Census Tract	750504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1650 COLONIAL WAY, FREDERICK, MD 21702-3919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 12, 2022	Deed, Transfer · VA Mortgage NFM INC
Mar 4, 2019	Deed, Transfer · FHA Mortgage GEORGE MASON MORTGAGE LLC
Nov 13, 2018	Grant Deed, Transfer UNITED TITLE, UNITED TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2022 · Amount on Record
Deed Sale	Oct 12, 2022 · Amount on Record
Prior Sale	Mar 4, 2019 · Amount on Record
Deed Book / Page	16176 / 184
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1650 COLONIAL WAY, FREDERICK, MD 21702-3919
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 COLONIAL WAY, FORT DETRICK, MD 21702-3919

Mortgage

Document Number	0153450366
Date	Oct 4, 2021
Book Page	15345/366

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	May 1, 2051

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 12, 2022
Property Address	1650 COLONIAL WAY, FREDERICK, MD 21702-3919
Document Number	0161760184
Book / Page	16176 / 184
Map Reference	MB 16 PG 63
Instrument Date	Oct 11, 2022
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	NOT AVAILABLE, LAND ABSTRACT & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1650 COLONIAL WAY, FREDERICK, MD 21702-3919

Mortgage

Document Number	0016176189
Date	Oct 12, 2022
Instrument	16176/189

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 4, 2019
Property Address	1650 COLONIAL WAY, FREDERICK, MD 21702-3919
Document Number	0128550328
Book / Page	12855 / 0328
Map Reference	MB 16 PG 63
Instrument Date	Feb 27, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 COLONIAL WAY, FREDERICK, MD 21702-3919

Mortgage

Document Number	0012855334
Date	Mar 4, 2019
Instrument	12855/334

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 13, 2018
Property Address	1650 COLONIAL WAY, FREDERICK, MD 21702-3919
Document Number	0127090023
Book / Page	012709 / 000023
Instrument Date	Oct 9, 2018
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	UNITED TITLE, UNITED TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$135.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	13435 WHITECHURCH CIR GERMANTOWN MD 208742864, GERMANTOWN, MD 20874-2864

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,733 (+29.42%)	$324,200 (+22.34%) Land $110,000 Building $214,200
2025	$4,925.00 (+21.85%)
2023	$4,042.00	$220,000	$265,000 Land $75,000 Building $190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	3 (2008–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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