1645 Colonial Way, Frederick, MD 21702 Property Records

Frederick County property record for 1645 Colonial Way, Frederick, MD 21702 · Last verified June 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	3 Baths
Architecture Style	Townhouse
Year Built	Built 1976
Square Footage	1,620 sqft Living Area
Lot Size	1,619 sqft (0.037 acres)
Occupancy	Owner Occupied
Last Sale	$361,111 (2026)
Tax Bill	$3,365.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-025698`
Alternative APNs	`2025698` `025698`

Interior

Full Baths	3 Baths
Partial Baths	2 Partial Baths
Building Area	1,620 sqft Living Area
1st Floor	660 sqft 1st Floor
Basement Area	300 sqft Basement
Finished Basement	300 sqft Finished
Stories	2 Stories

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Townhouse Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	1,619 sqft (0.037 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	025698
Street Address	1645 COLONIAL WAY
City	FREDERICK
State	MD
Zip	21702-3918
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 46 BLK D SECT 2 1619.5 SQ FT CARROLL PARK MANOR
Legal Subdivision	CARROLL PARK MANOR
Legal Block	D
Legal Lot Number	46
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	4
Census Block	4002
Census Tract	750504

Owner

Source: Frederick County records · APN 02-025698

Assessment roll updated August 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1645 COLONIAL WAY, FREDERICK, MD 21702-3918
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Sep 15, 2004 · Amount on Record
Deed Book / Page	17883 / 201
Record Refreshed	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 28, 2026
Property Address	1645 COLONIAL WAY, FREDERICK, MD 21702-3918
Document Number	1788000201
Book / Page	17883 / 201
Instrument Date	Apr 29, 2026
Transaction Type	Transfer
Record Updated	Jun 03, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$364,722.11
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1645 COLONIAL WAY, FREDERICK, MD 21702-3918

Mortgage

Document Number	1788000208,
Date	May 28, 2026
Book Page	17883/208

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,365.00 (+4.83%) Homeowner's exemption	$254,200 (+19.53%) Land $75,000 Building $179,200	$254,200 (-) Land $75,000 Building $179,200
2024	$3,210.00 (+7.18%)
2023	$2,995.00 Homeowner's exemption	$212,667	$254,200 Land $75,000 Building $179,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 6% of the US · above 13% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.