1646 Colonial Way, Frederick, MD 21702 Property Records

Frederick County property record for 1646 Colonial Way, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	2 ba · 1,160 sqft · built 1979
Lot Size	0.06 acres (2,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,000 (Sep 2006)
Tax Bill	$4,587 (2025)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-097826`

Property Details

APN / Parcel Number

Primary APN	`02-097826`
Alternative APNs	`2097826` `097826`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,660 sqft Living Area
1st Floor Area	600 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,598 sqft (0.06 acres)
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	097826
Street Address	1646 COLONIAL WAY
City	FREDERICK
State	MD
Zip	21702-3919
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R12
Legal Description	LT 1646 BLK EE SECT 12 2598.3 SQ FT CARROLL PARK MANOR
Legal Subdivision	CARROLL PARK MANOR
Legal Block	EE
Legal Lot Number	1646
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	4
Census Block	4002
Census Tract	750504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1646 COLONIAL WAY, FREDERICK, MD 21702-3919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2006 · Amount on Record
Deed Sale	Sep 6, 2006 · Amount on Record
Prior Sale	Jun 13, 2005 · Amount on Record
Deed Document Number	200666148
Deed Book / Page	6206 / 25
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1646 COLONIAL WAY, FREDERICK, MD 21702-3919
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	COMMONWEALTH LAND TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0126290238
Date	Sep 19, 2018
Book Page	12629/0238

Lender

Name	EDUCATIONAL SYSTEMS FCU
Type	Credit Union
Address	70768

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,300 (+31.36%)	$302,900 (+22.88%) Land $110,000 Building $192,900
2025	$4,587.00 (+23.37%)
2023	$3,718.00	$201,967	$246,500 Land $75,000 Building $171,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	3 (2008–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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