St. Joseph County property record for 165 W Lafayette St, Constantine, MI 49042
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,300 sqft |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Feb 2019) |
| Tax Bill | $2,522 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-110-017-02 |
| Primary APN | 043-110-017-02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,300 sqft Building Perimeter |
| 1st Floor Area | 1,300 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 1,104 sqft |
| Lot Area | 13,068 sqft (0.3 acres) |
|---|---|
| Lot Dimensions | 125 ft deep x 106 ft wide |
| Garage Area | 656 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 165 W LAFAYETTE ST |
|---|---|
| City | CONSTANTINE |
| State | MI |
| Zip | 49042-1323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 & LOT 8 EXC ELY 10.32 FT BLK 28 HOUSE & ULLMAN ADD. VIL OF CONSTANTINE. |
| Legal Subdivision | VIL OF CONSTANTINE |
| Legal Block | 28 |
| Legal Lot Number | 7 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | CONSTANTINE |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 41101 |
165 W Lafayette St is owned and occupied by two individuals who bought it in February 2019.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 165 W LAFAYETTE ST, CONSTANTINE, MI 49042-1323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Feb 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Feb 4, 2019 | Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2019 · Amount on File |
| Deed Sale | Feb 4, 2019 · Amount on File |
| Prior Sale | Aug 24, 1995 · Amount on File |
| Deed Book / Page | 1946 / 966 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 165 W LAFAYETTE ST, CONSTANTINE, MI 49042-1323 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 165 W LAFAYETTE ST, CONSTANTINE, MI 49042-1323 |
| Document Number | 2023007678 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 2023007678 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 165 W LAFAYETTE ST, CONSTANTINE, MI 49042-1323 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 165 W LAFAYETTE ST, CONSTANTINE, MI 49042-1323 |
| Document Number | 2022001019 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 2022001019 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Feb 4, 2019 |
| Property Address | 165 W LAFAYETTE ST, CONSTANTINE, MI 49042-1323 |
| Document Number | 01946/0966 |
| Book / Page | 1946 / 0966 |
| Map Reference | LB C PG 270 |
| Instrument Date | Jan 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $154.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1868 W 40TH ST, 1868, BALDWIN, MI 49304-8613 |
| Name | Verified Name |
|---|---|
| Address | 145 W LAFAYETTE ST, CONSTANTINE, MI 49042-1323 |
| Document Number | 0001946969 |
|---|---|
| Date | Feb 4, 2019 |
| Instrument | 1946/969 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2049 |
The 2025 property tax bill for 165 W Lafayette St was $2,522 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Constantine Township |
| Municipality | Constantine Village |
| Unified School District | Constantine Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,700 Land $10,300 Building $89,400 | $199,400 Land $20,600 Building $178,800 | |
| 2025 | $2,522.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 165 W Lafayette St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 165 W Lafayette St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSTANTINE serves 2,075 people · EPA ID MI0001600 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: T-Mobile.
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