150 W Lafayette St, Constantine, MI 49042 Property Records

St. Joseph County property record for 150 W Lafayette St, Constantine, MI 49042

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,440 sqft · built 1971
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$149,900 (Sep 2022)
Tax Bill	$2,517 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043-110-038-00`

Property Details

APN / Parcel Number

Primary APN	`043-110-038-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,440 sqft Building Perimeter
1st Floor Area	1,440 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	62 ft deep x 80 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	150 W LAFAYETTE ST
City	CONSTANTINE
State	MI
Zip	49042-1324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELY 80 FT OF NLY 1/2 OF LOTS 4-5-6 BLK 43 HOUSE & ULLMAN ADD VIL OF CONSTANTINE
Legal Subdivision	VIL OF CONSTANTINE
Legal Block	43
Legal Lot Number	4-6
Jurisdiction	ST JOSEPH MI
Township / Civil Division	CONSTANTINE
Census Block Group	3
Census Block	3015
Census Tract	41101

Owner

150 W Lafayette St is owned and occupied by two individuals who bought it in September 2022.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	150 W LAFAYETTE ST, CONSTANTINE, MI 49042-1324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Oct 18, 2018	Warranty Deed, Transfer ANCHOR TRADING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2022 · Amount on File
Deed Sale	Sep 12, 2022 · Amount on File
Prior Sale	Oct 18, 2018 · Amount on File
Deed Document Number	20228092
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 12, 2022
Property Address	150 W LAFAYETTE ST, CONSTANTINE, MI 49042-1324
Document Number	2022008092
Map Reference	LB C PG 269
Instrument Date	Sep 9, 2022
Instrument	2022008092
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 S WASHINGTON ST, 720, CONSTANTINE, MI 49042-1328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 W LAFAYETTE ST, CONSTANTINE, MI 49042-1324

Mortgage

Date	Sep 12, 2022

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 18, 2018
Property Address	150 W LAFAYETTE ST, CONSTANTINE, MI 49042-1324
Document Number	01935/0563
Book / Page	1935 / 0563
Map Reference	LB C PG269
Instrument Date	Oct 12, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	66636 KLETT RD, 66636, CONSTANTINE, MI 49042-9620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 S WASHINGTON ST, CONSTANTINE, MI 49042-1328

Mortgage

Document Number	0001935565
Date	Oct 18, 2018
Instrument	1935/565

Lender

Name	ANCHOR TRADING INC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 150 W Lafayette St was $2,517 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Constantine Township
Municipality	Constantine Village
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,900 Land $5,500 Building $47,400	$105,800 Land $11,000 Building $94,800
2025	$2,517.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 150 W Lafayette St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 150 W Lafayette St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSTANTINE serves 2,075 people · EPA ID MI0001600
Water Source	Groundwater
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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