145 W Lafayette St, Constantine, MI 49042 Property Records

St. Joseph County property record for 145 W Lafayette St, Constantine, MI 49042

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,132 sqft
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jul 2026)
Tax Bill	$1,658 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2020 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`043-110-017-00`

Property Details

APN / Parcel Number

Primary APN	`043-110-017-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,132 sqft Building Perimeter
1st Floor Area	1,132 sqft

Exterior

Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	528 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	145 W LAFAYETTE ST
City	CONSTANTINE
State	MI
Zip	49042-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELY 10.32 FT OF LOT 8, ALL OF LOT 9 & WLY 11.76 FT OF LOT 10 BLK 28 HOUSE & ULLMAN ADD. VIL OF CONSTANTINE.
Legal Subdivision	VIL OF CONSTANTINE
Legal Block	28
Legal Lot Number	8-10
Jurisdiction	ST JOSEPH MI
Township / Civil Division	CONSTANTINE
Census Block Group	3
Census Block	3042
Census Tract	41101

Owner

Source: St. Joseph County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	145 W LAFAYETTE ST, CONSTANTINE, MI 49042-1323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Jun 4, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jan 29, 2020	Warranty Deed, Transfer
Dec 5, 2019	Quit Claim Deed, Transfer Quitclaim
Sep 16, 2019	Intrafamily Transfer, Transfer
Mar 22, 2019	Intrafamily Transfer, Transfer
Dec 6, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Jun 4, 2020 · Amount on Record
Deed Document Number	20266118
Prior Transfer Date	Dec 5, 2019
Prior Transfer Doc	01987/0387
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 28, 2026
Property Address	145 W LAFAYETTE ST, CONSTANTINE, MI 49042-1323
Document Number	0000006118
Instrument Date	Jul 24, 2026
Instrument	20266118
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$132,562.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 W LAFAYETTE ST, CONSTANTINE, MI 49042-1323

Mortgage

Document Number	0000006119,
Date	Jul 28, 2026
Instrument	20266119

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 4, 2020
Property Address	145 W LAFAYETTE ST, CONSTANTINE, MI 49042-1323
Document Number	2020002140
Map Reference	LB C PG 270
Instrument Date	May 29, 2020
Instrument	2020002140
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 W LAFAYETTE ST, CONSTANTINE, MI 49042-1323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 BROADMORE EST, GOSHEN, IN 46528-6325

Mortgage

Document Number	2020002141
Date	Jun 4, 2020
Instrument	2020002141

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 29, 2020
Property Address	145 W LAFAYETTE ST, CONSTANTINE, MI 49042-1323
Document Number	01994/0582
Book / Page	1994 / 0582
Map Reference	LB C PG 270
Instrument Date	Jan 14, 2020
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Amount	Amount Recorded
Tax	$361.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1868 W 40TH ST, BALDWIN, MI 49304-8613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 W LAFAYETTE ST, CONSTANTINE, MI 49042-1323

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 5, 2019
Property Address	145 W LAFAYETTE ST, CONSTANTINE, MI 49042-1323
Document Number	01987/0387
Book / Page	1987 / 0387
Instrument Date	Dec 5, 2019
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 W LAFAYETTE ST, CONSTANTINE, MI 49042-1323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1868 W 40TH ST

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 16, 2019
Property Address	145 W LAFAYETTE ST, CONSTANTINE, MI 49042-1323
Document Number	01974/0813
Book / Page	1974 / 0813
Instrument Date	Jul 29, 2019
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1868 W 40TH ST, BALDWIN, MI 49304-8613

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 22, 2019
Property Address	145 W LAFAYETTE ST, CONSTANTINE, MI 49042-1323
Document Number	01951/0970
Book / Page	1951 / 0970
Instrument Date	Feb 22, 2019
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 W LAFAYETTE ST, CONSTANTINE, MI 49042-1323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1868 W 40TH ST, BALDWIN, MI 49304-8613

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 6, 2018
Property Address	145 W LAFAYETTE ST, CONSTANTINE, MI 49042-1323
Document Number	01941/0666
Book / Page	1941 / 0666
Instrument Date	Dec 6, 2018
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 W LAFAYETTE ST, CONSTANTINE, MI 49042-1323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1868 W 40TH ST, BALDWIN, MI 49304-8613

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Constantine Township
Municipality	Constantine Village
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,500 (+10.79%) Land $7,800 Building $49,700	$115,000 (+10.79%) Land $15,600 Building $99,400
2025	$1,658.00 Homeowner's exemption	$51,900 (+23.87%) Land $6,600 Building $45,300	$103,800 (+23.87%) Land $13,200 Building $90,600
2023		$41,900 Land $5,300 Building $36,600	$83,800 Land $10,600 Building $73,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSTANTINE serves 2,075 people · EPA ID MI0001600
Water Source	Groundwater
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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