165 Terrell Rd, Elko, GA 31025 Property Records

Houston County property record for 165 Terrell Rd, Elko, GA 31025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,326 sqft · built 2008
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Owner Names on Record
Tax Bill	$4,263 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`62A-10`

Property Details

APN / Parcel Number

Primary APN	`62A-10`
Alternative APNs	`00062A 010000` `49318`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,326 sqft Heated Area
1st Floor Area	2,020 sqft
2nd Floor Area	1,306 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2021
Architectural Style	Other
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	131,116 sqft (3.01 acres)
Garage Area	484 sqft
Porch	Open Porch
Porch Area	587 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	49318
Street Address	165 TERRELL RD
City	ELKO
State	GA
Zip	31025-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 11 LONGLEAF 242/13TH
Legal Subdivision	LONGLEAF SUB
Legal Lot Number	11 3
Jurisdiction	HOUSTON GA
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3037
Census Tract	21502

Owner

Source: Houston County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	165 TERRELL RD, ELKO, GA 31025-2205
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
May 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROBINS FIN'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 17, 2008
Transfer Doc	0001026674
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	165 TERRELL RD, ELKO, GA 31025-2205
Transaction Type	Mortgage
Record Updated	Oct 7, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095750089
Date	Feb 11, 2022
Book Page	9575/89

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	165 TERRELL RD, ELKO, GA 31025-2205
Document Number	0078790087
Instrument Date	May 29, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	165 TERRELL RD ELKO GA 310252205, ELKO, GA 31025-2205

Mortgage

Document Number	0078790087
Date	Jun 14, 2018
Book Page	007879/000087

Lender

Name	ROBINS FIN'L CU
Address	WARNER ROBINS, GA 31095

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Houston County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,263.00 (-8.54%) Homeowner's exemption	$197,400 (+0.26%) Land $15,680 Building $181,720	$493,500 (+0.26%) Land $39,200 Building $454,300
2024	$4,661.00 (+35.1%) Homeowner's exemption	$196,880 (+36%) Land $15,680 Building $181,200	$492,200 (+36%) Land $39,200 Building $453,000
2023	$3,450.00 (+1.2%) Homeowner's exemption	$144,760 (+2.61%) Land $15,680 Building $129,080	$361,900 (+2.61%) Land $39,200 Building $322,700
2022	$3,409.00 Homeowner's exemption	$141,080 Land $15,680 Building $125,400	$352,700 Land $39,200 Building $313,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOUSTON COUNTY-FEAGIN MILL serves 92,971 people · EPA ID GA1530021
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Sparklight Fiber · Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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