161 Terrell Rd, Elko, GA 31025 Property Records

Houston County property record for 161 Terrell Rd, Elko, GA 31025

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,382 sqft · built 2004
Lot Size	3.01 acres (131,116 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jan 2020)
Tax Bill	$4,884 (2025)
Deeds & Mortgages	Jul 2024 Second Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`62A-12`

Property Details

APN / Parcel Number

Primary APN	`62A-12`
Alternative APNs	`00062A 012000` `49320`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,382 sqft Heated Area
1st Floor Area	2,965 sqft
2nd Floor Area	417 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2015
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	131,116 sqft (3.01 acres)
Garage Area	2,157 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	476 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	49320
Street Address	161 TERRELL RD
City	ELKO
State	GA
Zip	31025-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 13 LONGLEAF 241 & 242/13TH
Legal Subdivision	LONGLEAF
Legal Lot Number	13
Jurisdiction	HOUSTON GA
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3037
Census Tract	21502

Owner

161 Terrell Rd is owned and occupied by an individual who acquired it in September 2021.

Source: Houston County records, as of March 9, 2026

Owner of Record	Individual Name on File
Mailing Address	161 TERRELL RD, ELKO, GA 31025-2205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SYNOVUS BANK
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
Sep 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SYNOVUS BANK
Jan 23, 2020	Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2020 · Amount on File
Deed Sale	Jan 23, 2020 · Amount on File
Prior Sale	Oct 3, 2003 · Amount on File
Deed Book / Page	8461 / 273
Last Transfer Date	Sep 2, 2021
Transfer Doc	0093290148
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	161 TERRELL RD, ELKO, GA 31025-2205
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 TERRELL RD, ELKO, GA 31025-2205

Mortgage

Document Number	0105110010
Date	Jul 29, 2024
Book Page	10511/10

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	161 TERRELL RD, ELKO, GA 31025-2205
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093380338
Date	Sep 9, 2021
Book Page	9338/338

Lender

Name	SYNOVUS BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOUSTON GA
Recording Date	Sep 2, 2021
Property Address	161 TERRELL RD, ELKO, GA 31025-2205
Document Number	0093290148
Book / Page	9329 / 148
Map Reference	MB 60 PG 136
Instrument Date	Sep 2, 2021
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 TERRELL RD, ELKO, GA 31025-2205

Mortgage

Document Number	0009338338
Date	Sep 2, 2021
Instrument	9338/338

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2020: Deed, Foreclosure

Document Type	Deed
Jurisdiction	HOUSTON GA
Recording Date	Jan 23, 2020
Property Address	161 TERRELL RD, ELKO, GA 31025-2205
Document Number	0084610273
Book / Page	8461 / 273
Map Reference	MB 60 PG 136
Instrument Date	Jan 10, 2020
Transaction Type	Foreclosure
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Tax	$150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 TERRELL RD, 161, ELKO, GA 31025-2205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1148 BROADWAY, COLUMBUS, GA 31901-2429

Tax Assessment & Valuation

The 2025 property tax bill for 161 Terrell Rd was $4,884 with a homeowner's exemption, down 5.8% from the year before.

Source: Houston County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,884.00 (-5.84%) Homeowner's exemption	$231,440 (+5.76%) Land $15,680 Building $215,760	$578,600 (+5.76%) Land $39,200 Building $539,400
2024	$5,187.00 (+42.3%) Homeowner's exemption	$218,840 (+43.18%) Land $15,680 Building $203,160	$547,100 (+43.18%) Land $39,200 Building $507,900
2023	$3,645.00 (-0.36%) Homeowner's exemption	$152,840 (+0.98%) Land $15,680 Building $137,160	$382,100 (+0.98%) Land $39,200 Building $342,900
2022	$3,658.00 Homeowner's exemption	$151,360 Land $15,680 Building $135,680	$378,400 Land $39,200 Building $339,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 161 Terrell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 161 Terrell Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOUSTON COUNTY-FEAGIN MILL serves 92,971 people · EPA ID GA1530021
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Sparklight Fiber · Cable	1,000 / 1,000
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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