Houston County property record for 168 Terrell Rd, Elko, GA 31025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,949 sqft · built 2003 |
| Lot Size | 3.61 acres (157,252 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $66,000 (Apr 2021) |
| Tax Bill | $4,953 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2021 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 62A-25 |
| Primary APN | 62A-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,949 sqft Heated Area |
| 1st Floor Area | 3,949 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | A-Frame |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 157,252 sqft (3.61 acres) |
| Garage Area | 576 sqft |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 419 sqft |
| Deck Area | 262 sqft |
| Patio Area | 262 sqft |
| Utility Building | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 49336 |
|---|---|
| Street Address | 168 TERRELL RD |
| City | ELKO |
| State | GA |
| Zip | 31025-2226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | LOT 27 LONGLEAF 221 & 242/13TH |
| Legal Subdivision | LONGLEAF |
| Legal Lot Number | 27 |
| Jurisdiction | HOUSTON GA |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 21502 |
168 Terrell Rd is owned and occupied by two individuals who bought it in April 2021.
Source: Houston County records, as of May 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1082, PERRY, GA 31069-1082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORPORATION |
| Apr 29, 2021 | Foreclosure |
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2021 · Amount on File |
| Deed Sale | Apr 29, 2021 · Amount on File |
| Prior Sale | Jun 9, 2003 · Amount on File |
| Deed Book / Page | 9131 / 102 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON GA |
| Recording Date | Apr 30, 2026 |
| Property Address | 168 TERRELL RD, ELKO, GA 31025-2226 |
| Document Number | 1083000265 |
| Book / Page | 10833 / 265 |
| Instrument Date | Apr 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 168 TERRELL RD, ELKO, GA 31025-2226 |
| Document Number | 1083000265, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 10833/265 |
| Name | COMMUNITY MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | HOUSTON GA |
| Recording Date | Apr 29, 2021 |
| Property Address | 168 TERRELL RD, ELKO, GA 31025-2226 |
| Document Number | 0091310102 |
| Book / Page | 9131 / 102 |
| Map Reference | MB 60 PG 136 |
| Instrument Date | Apr 8, 2021 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 14, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $66.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|---|
| Address | 168 TERRELL RD, ELKO, GA 31025-2226 |
| Name | Verified Name |
|---|---|
| Address | 1148 BROADWAY, COLUMBUS, GA 31901-2429 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON GA |
| Property Address | 168 TERRELL RD, ELKO, GA 31025-2226 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0087700267 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 8770/267 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 168 Terrell Rd was $4,953 with a homeowner's exemption.
Source: Houston County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Houston County |
| Unified School District | Houston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,953.00 Homeowner's exemption | $229,840 Land $16,160 Building $213,680 | $574,600 Land $40,400 Building $534,200 |
| 2023 | $3,815.00 (+1.92%) Homeowner's exemption | $159,880 (+3.23%) Land $16,160 Building $143,720 | $399,700 (+3.23%) Land $40,400 Building $359,300 |
| 2022 | $3,743.00 Homeowner's exemption | $154,880 Land $16,160 Building $138,720 | $387,200 Land $40,400 Building $346,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 168 Terrell Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 168 Terrell Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOUSTON COUNTY-FEAGIN MILL serves 92,971 people · EPA ID GA1530021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Windstream DSL | 200 / 20 |
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