165 Nicole Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 165 Nicole Ln, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,942 sqft · built 1997
Lot Size	0.221 acres (9,648 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Aug 2019)
Tax Bill	$1,817 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-1661-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-1661-3`
Alternative APN	`29-3N-23-3040-000A-0330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,942 sqft Heated Area
Gross Area	2,438 sqft
1st Floor Area	1,942 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	9,648 sqft (0.221 acres)
Garage Type	Finished
Garage Area	336 sqft
Porch	Open Porch
Porch Area	20 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	165 NICOLE LN
City	CRESTVIEW
State	FL
Zip	32539-6051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK PLACE V LOT 33 BLK A
Legal Range	23
Legal Township	03N
Legal Section	29
Legal Subdivision	PARK PLACE V
Legal Block	A
Legal Lot Number	33
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2014
Census Tract	20702

Owner

165 Nicole Ln is owned and occupied by an individual who bought it in August 2019.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	165 NICOLE LN, CRESTVIEW, FL 32539-6051
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · VA Mortgage PRIMELENDING
Aug 30, 2019	Warranty Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Deed Document Number	3301888
Deed Book / Page	3416 / 3963
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	165 NICOLE LN, CRESTVIEW, FL 32539-6051
Transaction Type	Mortgage
Record Updated	Jul 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 NICOLE LN, CRESTVIEW, FL 32539-6051

Mortgage

Document Number	0036062444
Date	Feb 24, 2022
Book Page	3606/2444
Instrument	3529608

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 30, 2019
Property Address	165 NICOLE LN, CRESTVIEW, FL 32539-6051
Document Number	0034163963
Book / Page	003416 / 003963
Instrument Date	Aug 27, 2019
Instrument	3301888
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3017 CABELA LN CRESTVIEW FL 325399401, CRESTVIEW, FL 32539-9401

Mortgage

Document Number	34163965
Date	Aug 30, 2019
Book Page	003416/003965
Instrument	3301889

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 165 Nicole Ln was $1,817 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,817.00 Homeowner's exemption	$156,508	$200,200 Land $37,664 Building $162,536
2023	$1,716.00 (+3.44%) Homeowner's exemption	$147,667 (+3%)	$211,637 (+9.25%) Land $32,000 Building $179,637
2022	$1,659.00 Homeowner's exemption	$143,366	$193,721 Land $24,616 Building $169,105

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Nicole Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Nicole Ln is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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