157 Nicole Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 157 Nicole Ln, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 1996
Lot Size	0.224 acres (9,776 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jun 2019)
Tax Bill	$2,716 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-1657-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-1657-1`
Alternative APN	`29-3N-23-3040-000A-0290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,450 sqft Heated Area
Gross Area	2,047 sqft
1st Floor Area	1,450 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,776 sqft (0.224 acres)
Garage Type	Finished
Garage Area	437 sqft
Porch	Open Porch
Porch Area	160 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	157 NICOLE LN
City	CRESTVIEW
State	FL
Zip	32539-6051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK PLACE V LOT 29 BLK A
Legal Range	23
Legal Township	03N
Legal Section	29
Legal Subdivision	PARK PLACE V
Legal Block	A
Legal Lot Number	29
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2014
Census Tract	20702

Owner

157 Nicole Ln is owned and occupied by an individual who bought it in June 2019.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	157 NICOLE LN, CRESTVIEW, FL 32539-6051
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Oct 30, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 21, 2019	Warranty Deed, Transfer · FHA Mortgage CANOPY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2019 · Amount on File
Deed Sale	Jun 21, 2019 · Amount on File
Prior Sale	Apr 3, 2006 · Amount on File
Deed Document Number	3286326
Deed Book / Page	3405 / 1744
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	157 NICOLE LN, CRESTVIEW, FL 32539-6051
Transaction Type	Mortgage
Record Updated	Jul 27, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 NICOLE LN, CRESTVIEW, FL 32539-6051

Mortgage

Document Number	0036821075
Date	Jul 5, 2023
Book Page	3682/1075
Instrument	3633481

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Jul 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	157 NICOLE LN, CRESTVIEW, FL 32539-6051
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 NICOLE LN, CRESTVIEW, FL 32539-6051

Mortgage

Document Number	0035021055
Date	Oct 30, 2020
Book Page	3502/1055
Instrument	3403327

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Jul 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 21, 2019
Property Address	157 NICOLE LN, CRESTVIEW, FL 32539-6051
Document Number	0034051744
Book / Page	3405 / 1744
Map Reference	MB 14 PG 29
Instrument Date	Jun 18, 2019
Instrument	3286326
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9108 TIMBER LN, 9108, NAVARRE, FL 32566-1107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 NICOLE LN, CRESTVIEW, FL 32539-6051

Mortgage

Document Number	0034051746
Date	Jun 21, 2019
Instrument	3405-1746

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 157 Nicole Ln was $2,716.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,716.00	$171,087 Land $37,664 Building $133,423	$171,087 Land $37,664 Building $133,423
2023	$2,669.00 (+9.12%)	$182,048 (+9.74%) Land $32,000 Building $150,048	$182,048 (+9.74%) Land $32,000 Building $150,048
2022	$2,446.00	$165,892 Land $24,616 Building $141,276	$165,892 Land $24,616 Building $141,276

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 157 Nicole Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 Nicole Ln is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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