160 Nicole Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 160 Nicole Ln, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1996
Lot Size	0.202 acres (8,782 sqft)
Owner	2 Individual Names on File
Last Sale	$294,000 (Sep 2023)
Tax Bill	$2,342 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-1706-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-1706-6`
Alternative APNs	`29-3N-23-3040-000C-0200` `23N3293040000C0200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	2,188 sqft
1st Floor Area	1,632 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	8,782 sqft (0.202 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Finished/Open Porch
Porch Area	16 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	160 NICOLE LN
City	CRESTVIEW
State	FL
Zip	32539-6063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK PLACE V LOT 20 BLK C
Legal Range	23W
Legal Township	03N
Legal Section	29
Legal Subdivision	PARK PLACE
Legal Block	C
Legal Lot Number	20
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2015
Census Tract	20702

Owner

160 Nicole Ln is owned and occupied by two individuals who bought it in September 2023.

Source: Okaloosa County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	160 NICOLE LN, CRESTVIEW, FL 32539-6063
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Warranty Deed, Transfer · VA Mortgage MEGA CAPITAL FUNDING INC
Aug 4, 2021	Warranty Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP
Aug 4, 2021	Intrafamily Transfer, Transfer SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC
May 18, 2017	Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE/SOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on File
Deed Sale	Sep 5, 2023 · Amount on File
Prior Sale	Aug 4, 2021 · Amount on File
Deed Document Number	20233645120
Deed Book / Page	3690 / 1907
Prior Transfer Date	Jul 15, 2021
Prior Transfer Doc	0035650198
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 5, 2023
Property Address	160 NICOLE LN, CRESTVIEW, FL 32539-6063
Document Number	0036901907
Book / Page	3690 / 1907
Map Reference	MB 14 PG 29
Instrument Date	Aug 29, 2023
Instrument	3645120
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,058.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4982 ZOLINSKI CT, FORT JOHNSON, LA 71459-3437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 NICOLE LN, CRESTVIEW, FL 32539-6063
Investor	Possibly a Property Investor

Mortgage

Document Number	0036901908
Date	Sep 5, 2023
Instrument	3690/1908

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 4, 2021
Property Address	160 NICOLE LN, CRESTVIEW, FL 32539-6063
Document Number	0035650199
Book / Page	3565 / 199
Map Reference	MB 14 PG 29
Instrument Date	Jul 30, 2021
Instrument	3477672
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5241 RIDGE HAVEN RD, 5241, MERIDIAN, MS 39301-8146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 NICOLE LN, CRESTVIEW, FL 32539-6063

Mortgage

Document Number	3565201
Date	Aug 4, 2021
Instrument	3565/201

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Aug 4, 2021
Property Address	160 NICOLE LN, CRESTVIEW, FL 32539-6063
Document Number	0035650198
Book / Page	3565 / 198
Map Reference	MB 14 PG 29
Instrument Date	Jul 15, 2021
Instrument	3477671
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1003 W LONGONA DRIVE, 1003, PHARR, TX 78577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7752 NAVARRE PKWY APT 330, 330, NAVARRE, FL 32566-5503

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 18, 2017
Property Address	160 NICOLE LN, CRESTVIEW, FL 32539-6063
Document Number	0033000465
Book / Page	003300 / 000465
Instrument Date	May 9, 2017
Instrument	3135842
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	SURETY LAND TITLE/FL LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7752 NAVARRE PKWY #330 NAVARRE FL 325665503, 330, NAVARRE, FL 32566-5503

Mortgage

Document Number	33000467
Date	May 18, 2017
Book Page	003300/000467
Instrument	3135844

Lender

Name	MORTGAGE ONE/SOUTH
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 160 Nicole Ln was $2,342.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,342.00	$189,549 Land $37,664 Building $151,885	$189,549 Land $37,664 Building $151,885
2023	$3,247.00 (+8.7%) Homeowner's exemption	$200,735 (+9.41%) Land $32,000 Building $168,735	$200,735 (+9.41%) Land $32,000 Building $168,735
2022	$2,987.00	$183,474 Land $24,616 Building $158,858	$183,474 Land $24,616 Building $158,858

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 160 Nicole Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 160 Nicole Ln is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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