Henderson County property record for 165 McDowell Rd, Mills River, NC 28759
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,213 sqft · built 2019 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | Individual Name on File |
| Last Sale | $419,000 (Apr 2019) |
| Tax Bill | $2,389 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 9632162725 |
| Primary APN | 9632162725 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,213 sqft Heated Area |
| 1st Floor Area | 1,908 sqft |
| Upper Floors Area | 305 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Lot Area | 45,302 sqft (1.04 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10001010 |
|---|---|
| Street Address | 165 MCDOWELL RD |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-2545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10001010~M |
| Legal Description | MILL KNOB VILLAGE 1.40 AC LO1 PL2017-10507 |
| Legal Subdivision | MILL KNOB VILLAGE |
| Legal Block | 16 |
| Legal Lot Number | 2725 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 930701 |
165 McDowell Rd is owned and occupied by an individual who bought it in April 2019.
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 165 MCDOWELL RD, MILLS RIVER, NC 28759-2545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2019 · Amount on File |
| Deed Sale | Apr 10, 2019 · Amount on File |
| Deed Book / Page | 3320 / 601 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 165 MCDOWELL RD, MILLS RIVER, NC 28759-2545 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0038180483 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 3818/483 |
| Instrument | 967138 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 335 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 165 McDowell Rd was $2,389.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $570,800 Land $74,400 Building $496,400 | ||
| 2025 | $2,389.00 | ||
| 2023 | $554,500 Land $58,100 Building $496,400 | $570,800 Land $74,400 Building $496,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 165 McDowell Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 165 McDowell Rd is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGH VISTA ESTATES private · serves 775 people · EPA ID NC0145140 |
|---|---|
| Water Source | Purchased surface water from CITY OF HENDERSONVILLE |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
5G (outdoors only) and 4G LTE
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