157 McDowell Rd, Mills River, NC 28759 Property Records

Henderson County property record for 157 McDowell Rd, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,424 sqft · built 2018
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on File
Last Sale	$458,000 (Jun 2018)
Tax Bill	$2,491 (2025)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`9632165603`

Property Details

APN / Parcel Number

Primary APN	`9632165603`
Alternative APN	`10001013`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,424 sqft Heated Area
1st Floor Area	1,404 sqft
Upper Floors Area	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	51,401 sqft (1.18 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10001013
Street Address	157 MCDOWELL RD
City	MILLS RIVER
State	NC
Zip	28759-2545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10001013~M
Legal Description	MILL KNOB VILLAGE 1.25 AC LO4 PL2017-10507
Legal Block	16
Legal Lot Number	5603
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	3
Census Block	3022
Census Tract	930701

Owner

Source: Henderson County records · APN 9632165603

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	157 MCDOWELL RD, MILLS RIVER, NC 28759-2545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Deed Book / Page	3214 / 593
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	157 MCDOWELL RD, MILLS RIVER, NC 28759-2545
Document Number	0032140595
Instrument Date	Jun 22, 2018
Transaction Type	Transfer
Record Updated	Nov 09, 2018

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 MCDOWELL RD MILLS RIVER NC 28759, MILLS RIVER, NC 28759

Mortgage

Document Number	0032140595
Date	Jun 22, 2018
Book Page	003214/000595
Instrument	886062

Lender

Name	SELF-HELP CU
Type	Credit Union
Address	DURHAM, NC 27701

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$578,000 (-) Land $63,600 Building $514,400
2025	$2,491.00
2023		$578,000 Land $63,600 Building $514,400	$578,000 Land $63,600 Building $514,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 12, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 71 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HIGH VISTA ESTATES private · serves 775 people
Water Source	Purchased surface water from CITY OF HENDERSONVILLE
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.