Henderson County property record for 159 McDowell Rd, Mills River, NC 28759 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,764 sqft Heated Area |
| Lot Size | 51,836 sqft (1.19 acres) |
| Garage | 627 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $660,000 (2021) |
| Tax Bill | $3,041.00 (2025) |
| Primary APN | 9632164605 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 2,764 sqft Heated Area |
| 1st Floor | 1,812 sqft 1st Floor |
| Upper Floors | 983 sqft Upper Floors |
| Basement Area | 1,468 sqft Basement |
| Unfinished Basement | 1,468 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Lot Area | 51,836 sqft (1.19 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 627 sqft Garage |
| Patio Area | 396 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 10001012 |
|---|---|
| Street Address | 159 MCDOWELL RD |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-2545 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MILL KNOB VILLAGE 1.26 AC LO3 PL2017-10507 |
| Legal Subdivision | MILL KNOB VILLAGE |
| Legal Block | 16 |
| Legal Lot Number | 4605 |
| Jurisdiction | HENDERSON NC |
| Minor Civil Division | MILLS RIVER |
| Census Blockgroup | 3 |
| Census Block | 3022 |
| Census Tract | 930701 |
Source: Henderson County records · APN 9632164605
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 159 MCDOWELL RD, MILLS RIVER, NC 28759-2545 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Sep 09, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) FIRST HERITAGE MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 08, 2021 · Amount on Record |
| Deed Sale | Jun 08, 2021 · Amount on Record |
| Prior Sale | Feb 14, 2019 · Amount on Record |
| Deed Doc Number | 2021955178 |
| Deed Book / Page | 3726 / 65 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 159 MCDOWELL RD, MILLS RIVER, NC 28759-2545 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035820224 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 3582/224 |
| Instrument | 936050 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 159 MCDOWELL RD, MILLS RIVER, NC 28759-2545 |
| Document Number | 0033860129 |
| Instrument Date | Sep 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 159 MCDOWELL RD MILLS RIVER NC 287592545, MILLS RIVER, NC 28759-2545 |
| Document Number | 0033860129 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 003386/000129 |
| Instrument | 910888 |
| Name | FIRST HERITAGE MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2049 |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $705,600 (-) Land $63,800 Building $641,800 | ||
| 2025 | $3,041.00 | ||
| 2023 | $705,600 Land $63,800 Building $641,800 | $705,600 Land $63,800 Building $641,800 |
Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Moderate above 49% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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