165 Independence Way, Independence, OR 97351 Property Records

Polk County property record for 165 Independence Way, Independence, OR 97351 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 2003
Lot Size	0.115 acres (4,999 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Oct 2020)
Tax Bill	$3,325 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08428-DC-04700`

Property Details

APN / Parcel Number

Primary APN	`08428-DC-04700`
Alternative APN	`565255`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
Gross Area	1,770 sqft
1st Floor Area	1,330 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,999 sqft (0.115 acres)
Garage Area	440 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	565255
Street Address	165 INDEPENDENCE WAY
City	INDEPENDENCE
State	OR
Zip	97351-9574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FREEDOM ESTATES LOT 47
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	FREEDOM ESTATES
Legal Block	4
Legal Lot Number	47
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	4
Census Block	4013
Census Tract	20305

Owner

Source: Polk County records · APN 08428-DC-04700

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	165 INDEPENDENCE WAY, INDEPENDENCE, OR 97351-9574
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 13, 2020 · Amount on Record
Deed Sale	Oct 13, 2020 · Amount on Record
Prior Sale	Aug 28, 2008 · Amount on Record
Deed Document Number	202015004
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Oct 13, 2020
Property Address	165 INDEPENDENCE WAY, INDEPENDENCE, OR 97351-9574
Document Number	0000015004
Instrument Date	Oct 09, 2020
Instrument	15004
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	165 INDEPENDENCE WAY INDEPENDENCE OR 973519574, INDEPENDENCE, OR 97351-9574

Mortgage

Document Number	15005
Date	Oct 13, 2020
Instrument	15005

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,770 (+3%) Land $51,190 Building $137,580	$365,750 (-5.12%) Land $150,000 Building $215,750
2025	$3,325.00 (+3.78%)	$183,280 (+3%) Land $49,700 Building $133,580	$385,470 (+1.51%) Land $150,600 Building $234,870
2024	$3,204.00 (-2.53%)	$177,950 (+3%) Land $48,250 Building $129,700	$379,740 (+4.09%) Land $148,000 Building $231,740
2023	$3,287.00 (+8.99%)	$172,770 (+3%) Land $46,840 Building $125,930	$364,810 (+12.46%) Land $141,500 Building $223,310
2022	$3,016.00	$167,740 Land $45,480 Building $122,260	$324,380 Land $116,000 Building $208,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (41053C), updated October 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410530203054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Oregon
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.