Polk County property record for 186 Independence Way, Independence, OR 97351 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,272 sqft · built 2003 |
| Lot Size | 0.147 acres (6,398 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $177,000 (Oct 2006) |
| Tax Bill | $3,377 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08428-DC-03900 |
| Primary APN | 08428-DC-03900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,272 sqft Living Area |
| Gross Area | 1,692 sqft |
| 1st Floor Area | 1,272 sqft |
| Great Room | Great Room |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,398 sqft (0.147 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 565247 |
|---|---|
| Street Address | 186 INDEPENDENCE WAY |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-9574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FREEDOM ESTATES LOT 39 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 28 |
| Legal Subdivision | FREEDOM ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 39 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 20305 |
Source: Polk County records · APN 08428-DC-03900
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 INDEPENDENCE WAY, INDEPENDENCE, OR 97351-9574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FNDG |
| Feb 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 30, 2006 · Amount on Record |
| Deed Sale | Oct 30, 2006 · Amount on Record |
| Deed Document Number | 200617902 |
| Last Transfer Date | May 12, 2008 |
| Transfer Doc | 0000006842 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 186 INDEPENDENCE WAY, INDEPENDENCE, OR 97351-9574 |
| Document Number | 0000008748 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2020 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 186 INDEPENDENCE WAY INDEPENDENCE OR 973519574, INDEPENDENCE, OR 97351-9574 |
| Document Number | 0000008748 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 8748 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 186 INDEPENDENCE WAY, INDEPENDENCE, OR 97351-9574 |
| Document Number | 0000002595 |
| Instrument Date | Feb 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 186 INDEPENDENCE WAY INDEPENDENCE OR 973519574, INDEPENDENCE, OR 97351-9574 |
| Document Number | 0000002595 |
|---|---|
| Date | Mar 01, 2018 |
| Instrument | 2595 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 29, 2048 |
Source: Polk County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,710 (+3%) Land $60,200 Building $131,510 | $360,070 (-5.07%) Land $150,000 Building $210,070 | |
| 2025 | $3,377.00 (+3.81%) | $186,130 (+3%) Land $58,440 Building $127,690 | $379,300 (+1.51%) Land $150,600 Building $228,700 |
| 2024 | $3,253.00 (-2.55%) | $180,710 (+3%) Land $56,740 Building $123,970 | $373,650 (+4.1%) Land $148,000 Building $225,650 |
| 2023 | $3,338.00 (+8.98%) | $175,450 (+3%) Land $55,090 Building $120,360 | $358,950 (+12.59%) Land $141,500 Building $217,450 |
| 2022 | $3,063.00 | $170,340 Land $53,480 Building $116,860 | $318,820 Land $116,000 Building $202,820 |
Source: FEMA National Flood Hazard Layer, Polk County (41053C), updated October 28, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 6% of Oregon |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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