146 Independence Way, Independence, OR 97351 Property Records

Polk County property record for 146 Independence Way, Independence, OR 97351 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 2003
Lot Size	0.125 acres (5,434 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jun 2021)
Tax Bill	$3,350 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08428-DC-04100`

Property Details

APN / Parcel Number

Primary APN	`08428-DC-04100`
Alternative APN	`565249`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
Gross Area	1,692 sqft
1st Floor Area	1,272 sqft
Great Room	Great Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,434 sqft (0.125 acres)
Garage Area	420 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	565249
Street Address	146 INDEPENDENCE WAY
City	INDEPENDENCE
State	OR
Zip	97351-9574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FREEDOM ESTATES LOT 41
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	FREEDOM ESTATES
Legal Block	4
Legal Lot Number	41
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	4
Census Block	4014
Census Tract	20305

Owner

Source: Polk County records · APN 08428-DC-04100

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	146 INDEPENDENCE WAY, INDEPENDENCE, OR 97351-9574
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 09, 2021	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC
Jun 09, 2021	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 09, 2019	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Apr 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 09, 2021 · Amount on Record
Deed Sale	Jun 09, 2021 · Amount on Record
Deed Document Number	20219624
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Jun 09, 2021
Property Address	146 INDEPENDENCE WAY, INDEPENDENCE, OR 97351-9574
Document Number	0000009624
Instrument Date	Jun 09, 2021
Instrument	9624
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	146 INDEPENDENCE WAY INDEPENDENCE OR 973519574, INDEPENDENCE, OR 97351-9574

Mortgage

Document Number	9625
Date	Jun 09, 2021
Instrument	9625

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 08, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Jun 09, 2021
Property Address	146 INDEPENDENCE WAY, INDEPENDENCE, OR 97351-9574
Document Number	0000009624
Instrument Date	Jun 09, 2021
Instrument	2021-009624
Transaction Type	Transfer
Record Updated	Jan 07, 2022
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	146 INDEPENDENCE WAY, INDEPENDENCE, OR 97351-9574

Mortgage

Document Number	0000009625
Date	Jun 09, 2021
Instrument	2021-009625

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Sep 09, 2019
Property Address	146 INDEPENDENCE WAY, INDEPENDENCE, OR 97351-9574
Document Number	0000009843
Instrument Date	Aug 30, 2019
Instrument	9843
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$257.35
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	146 INDEPENDENCE WAY INDEPENDENCE OR 973519574, INDEPENDENCE, OR 97351-9574

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	146 INDEPENDENCE WAY, INDEPENDENCE, OR 97351-9574
Document Number	0000005223
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 INDEPENDENCE WAY INDEPENDENCE OR 973519574, INDEPENDENCE, OR 97351-9574

Mortgage

Document Number	0000005223
Date	May 03, 2017
Instrument	5223

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 02, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,190 (+2.99%) Land $60,200 Building $129,990	$355,920 (-5.04%) Land $150,000 Building $205,920
2025	$3,350.00 (+3.78%)	$184,660 (+3%) Land $58,440 Building $126,220	$374,800 (+1.52%) Land $150,600 Building $224,200
2024	$3,228.00 (-2.51%)	$179,290 (+3%) Land $56,740 Building $122,550	$369,180 (+4.1%) Land $148,000 Building $221,180
2023	$3,311.00 (+8.95%)	$174,070 (+3%) Land $55,090 Building $118,980	$354,640 (+12.68%) Land $141,500 Building $213,140
2022	$3,039.00	$169,000 Land $53,480 Building $115,520	$314,730 Land $116,000 Building $198,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (41053C), updated October 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410530203054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Oregon
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 263 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Monmouth Independence Network	Fiber	2,500 / 2,500
Spectrum	Cable	1,000 / 1,000
Alyrica Networks	Fixed Wireless	400 / 50
Verizon	Fixed Wireless	300 / 20
Hunter Communications & Technologies	Fixed Wireless	200 / 20
Lumen Technologies	DSL	140 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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